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Last Updated: 04/18/2025

OneBlinc BlincAdvance

in Personal Loans from OneBlinc, LLC

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
OneBlinc, LLC logo
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APR (Fee-Based Product)

N/A

Amount Range

Up to $250

Loan Term (Months)

N/A

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OneBlinc BlincAdvance Review

OneBlinc BlincAdvance is offered by OneBlinc, LLC, a nonbank financial services provider founded in 2018 and based in Dania Beach, FL. OneBlinc BlincAdvance are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Fee-based product. Unlike most personal loans, which typically charge a simple daily interest rate, OneBlinc BlincAdvance does not have a periodic interest rate. Instead, it charges a fixed-fee.

OneBlinc BlincAdvance Pros & Cons

OneBlinc BlincAdvance FAQ

What interest rates and personal loan terms does OneBlinc BlincAdvance offer?

OneBlinc BlincAdvance has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does OneBlinc BlincAdvance offer?

OneBlinc BlincAdvance offers a fee-based personal loan product but they do not disclose their interest rates.

What fees does OneBlinc BlincAdvance charge?

Does OneBlinc BlincAdvance charge an origination fee?

OneBlinc BlincAdvance may charge a personal loan origination fee .

Does OneBlinc BlincAdvance charge a late fee?

OneBlinc BlincAdvance does not disclose whether it charges late payment fees.

Does OneBlinc BlincAdvance charge prepayment fees?

No, OneBlinc BlincAdvance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for OneBlinc BlincAdvance?

OneBlinc BlincAdvance does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
OneBlinc BlincAdvance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by OneBlinc BlincAdvance.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does OneBlinc BlincAdvance report your account activity to credit bureaus?

Yes, OneBlinc BlincAdvance reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does OneBlinc, LLC perform a hard credit pull?

Yes, OneBlinc BlincAdvance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are OneBlinc BlincAdvance legit?

OneBlinc, LLC was founded in 2018. It is an established company that has been in business for 8 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

225 E Dania Beach Blvd
Dania Beach, FL 33004
(855) 449-0078
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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