Last Updated: 04/18/2025
Pacific Crest FCU Compass Credit Builder
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
3.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
13 - 25
Pacific Crest FCU Compass Credit Builder Review
Pacific Crest FCU Compass Credit Builder is offered by Pacific Crest Federal Credit Union, a credit union founded in 1936 and based in Klamath Falls, OR. Pacific Crest FCU Compass Credit Builder are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 3.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Pacific Crest FCU Compass Credit Builder are on the lower end of the spectrum.
Pacific Crest FCU Compass Credit Builder Pros & Cons
| Pros | Cons |
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Pacific Crest FCU Compass Credit Builder FAQ
What interest rates and personal loan terms does Pacific Crest FCU Compass Credit Builder offer?
Pacific Crest FCU Compass Credit Builder has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Pacific Crest FCU Compass Credit Builder offer?
Pacific Crest FCU Compass Credit Builder offers a fixed APR personal loan product of 3.00%.
What is the maximum loan term you can get with Pacific Crest FCU Compass Credit Builder?
Pacific Crest FCU Compass Credit Builder offers loans with terms of up to 25 months.
| Personal Loan Amount | N/A |
| Loan Term | 13 - 25 months |
| APR | 3.00% |
What fees does Pacific Crest FCU Compass Credit Builder charge?
Does Pacific Crest FCU Compass Credit Builder charge an origination fee?
Pacific Crest FCU Compass Credit Builder may charge a personal loan origination fee .
Does Pacific Crest FCU Compass Credit Builder charge a late fee?
Pacific Crest FCU Compass Credit Builder does not disclose whether it charges late payment fees.
Does Pacific Crest FCU Compass Credit Builder charge prepayment fees?
No, Pacific Crest FCU Compass Credit Builder does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Pacific Crest FCU Compass Credit Builder?
Pacific Crest FCU Compass Credit Builder does not require or does not disclose a credit score minimum. Pacific Crest FCU Compass Credit Builder does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pacific Crest FCU Compass Credit Builder.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Pacific Crest FCU Compass Credit Builder report your account activity to credit bureaus?
Yes, Pacific Crest FCU Compass Credit Builder reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Pacific Crest Federal Credit Union perform a hard credit pull?
Yes, Pacific Crest FCU Compass Credit Builder performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Pacific Crest FCU Compass Credit Builder legit?
Pacific Crest Federal Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed