Last Updated: 04/18/2025
Pee Dee FCU Share Secured Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
3.20%(Verified 09/06/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Pee Dee FCU Share Secured Loans Review
Pee Dee FCU Share Secured Loans is offered by Pee Dee Federal Credit Union, a credit union founded in 2002 and based in Florence, SC. Pee Dee FCU Share Secured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 3.20%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Pee Dee FCU Share Secured Loans are on the lower end of the spectrum.
Pee Dee FCU Share Secured Loans Pros & Cons
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Pee Dee FCU Share Secured Loans FAQ
What interest rates and personal loan terms does Pee Dee FCU Share Secured Loans offer?
Pee Dee FCU Share Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Pee Dee FCU Share Secured Loans offer?
Pee Dee FCU Share Secured Loans offers a fixed APR personal loan product of 3.20%.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 3.20% |
What fees does Pee Dee FCU Share Secured Loans charge?
Does Pee Dee FCU Share Secured Loans charge an origination fee?
Pee Dee FCU Share Secured Loans may charge a personal loan origination fee .
Does Pee Dee FCU Share Secured Loans charge a late fee?
Yes, Pee Dee FCU Share Secured Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $25.00.
Does Pee Dee FCU Share Secured Loans charge prepayment fees?
No, Pee Dee FCU Share Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | up to $25.00 |
What do you need to qualify for Pee Dee FCU Share Secured Loans?
Pee Dee FCU Share Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Pee Dee FCU Share Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pee Dee FCU Share Secured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Pee Dee FCU Share Secured Loans report your account activity to credit bureaus?
Yes, Pee Dee FCU Share Secured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Pee Dee Federal Credit Union perform a hard credit pull?
Yes, Pee Dee FCU Share Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Pee Dee FCU Share Secured Loans legit?
Pee Dee Federal Credit Union was founded in 2002, it is a well-established company that has been in business for 24 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed