Personify Financial Personal Loans
in Personal Loans from Applied Data Finance, LLC
Would you recommend Personify Financial Personal Loans to your friends?
| Community Rating | Strongly not recommended |
| Loan Amount | $1,000 - $10,000 |
| APR | 35% - 199% |
| Loan Term | 12 - 36 months |
| Number of Reviews | 56 |
Personify Financial Personal Loans Review
Personify Financial Personal Loans is offered by Applied Data Finance, LLC, a direct lender founded in 2015 and based in San Diego, CA. Personify Financial Personal Loans is available in 26 states across the USA.
What rates and terms does Personify Financial Personal Loans offer?
Personify Financial Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does Personify Financial Personal Loans offer?
Personify Financial Personal Loans offers a personal loan product that ranges from 35% APR up to 199% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Personify Financial Personal Loans?
Loan amounts start at $1,000 and go up to $10,000.
What can a personal loan from Personify Financial Personal Loans be used for?
Personal loans from Personify Financial Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Personify Financial Personal Loans?
Personify Financial Personal Loans offers personal loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $1000 - $10000 |
| Loan Term | 12 - 36 months |
| APR | 35% - 199% |
What fees does Personify Financial Personal Loans charge?
Does Personify Financial Personal Loans charge an origination fee?
Personify Financial Personal Loans charges a loan origination fee of 0% to 5% of the loan amount. Personify Financial Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does Personify Financial Personal Loans charge a late fee?
Yes, Personify Financial Personal Loans may charge borrowers a late payment fee
Does Personify Financial Personal Loans charge prepayment fees?
No, Personify Financial Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | 0% - 5% |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for Personify Financial Personal Loans?
Applicants with a credit score of at least 560 and up to 750 are eligible for Personify Financial Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Personify Financial Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Personify Financial Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid checking account
- Recent pay stubs
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 560 - 750 |
What is the estimated funding time for a personal loan via Personify Financial Personal Loans?
Personify Financial Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
Contact
- Headquarters
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PO Box 500650
San Diego, CA 92150 USA - (888) 578-9546
- Visit Site
About Personify Financial Personal Loans
Availability
- Alabama
- Alaska
- Arizona
- California
- Delaware
- Florida
- Georgia
- Hawaii
- Illinois
- Indiana
- Kansas
- Kentucky
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Ohio
- Oklahoma
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Washington
