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  Personify Financial Personal Loans

Personify Financial Personal Loans

in Personal Loans from Applied Data Finance, LLC

Unaffiliated

Personify Financial Personal Loans

Unaffiliated

in Personal Loans from Applied Data Finance, LLC

SuperMoney Net Recommendation Score -77% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

4 users recommend
2 users are unsure
38 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $1,000 - $10,000
APR 35% - 199%
Loan Term 12 - 36 months
Number of Reviews 44

Personify Financial Personal Loans Review

Personify Financial Personal Loans is offered by Applied Data Finance, LLC, a direct lender founded in 2015 and based in San Diego, CA. Personify Financial Personal Loans is offered in 26 states across the USA.

What rates and terms does Personify Financial Personal Loans offer?

Personify Financial Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Personify Financial Personal Loans offer?

Personify Financial Personal Loans offers a personal loan product that ranges from 35% APR up to 199% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Personify Financial Personal Loans?

Loan amounts start at $1,000 and go up to $10,000.

What can a personal loan from Personify Financial Personal Loans be used for?

Personal loans from Personify Financial Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Personify Financial Personal Loans?

Personify Financial Personal Loans offers personal loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Personify Financial Personal Loans Rates & Terms
Loan Amount $1000 - $10000
Loan Term 12 - 36 months
APR 35% - 199%

What fees does Personify Financial Personal Loans charge?

Does Personify Financial Personal Loans charge an origination fee?

Personify Financial Personal Loans charges a loan origination fee of 0% to 5% of the loan amount. Personify Financial Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does Personify Financial Personal Loans charge a late fee?

Yes, Personify Financial Personal Loans may charge borrowers a late payment fee

Does Personify Financial Personal Loans charge prepayment fees?

No, Personify Financial Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Personify Financial Personal Loans Fees
Origination Fee 0% - 5%
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Personify Financial Personal Loans?

Applicants with a credit score of at least 560 and up to 750 are eligible for Personify Financial Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Personify Financial Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Personify Financial Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Recent pay stubs
  • Proof of citizenship or residence permit
Personify Financial Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
  • Credit Score 560 - 750

    What is the estimated funding time for a personal loan via Personify Financial Personal Loans?

    Personify Financial Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

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    About Personify Financial Personal Loans

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 26 states
    • Alabama
    • Alaska
    • Arizona
    • California
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Illinois
    • Indiana
    • Kansas
    • Kentucky
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Ohio
    • Oklahoma
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Washington

    Feature Breakdown

    No Prepayment Fee  
    Origination Fee 0% - 5%
    Minimum Age 18
    Credit Score Range 560 - 750
    Immigration Status Considered
    • U.S. Permanent Resident
    Bank Account Required  
    Military Status
    • Non-Military
    • Veterans
    Joint Loan Applications Accepted
    • Individual Applications
    Verification Documents Required
    • Recent Pay Stubs
    • Proof of citizenship/residence (Green Card)
    Loan Amount $1K - $10K
    Loan Term 12 - 36 months
    APR 35% - 199%

    Personify Financial Personal Loans Community Reviews

     
     

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