
Personify Financial Personal Loans
in Personal Loans from Applied Data Finance, LLC
Would you recommend Personify Financial Personal Loans to your friends?
Community Rating | Strongly not recommended |
APR (Fixed APR) | 35% - 199% |
Loan Amount | $1,000 - $10,000 |
Loan Term (Months) | 12 - 36 months |
Number of Reviews | 60 |
Personify Financial Personal Loans Review
Personify Financial Personal Loans is offered by Applied Data Finance, LLC, a direct lender founded in 2015 and based in San Diego, CA. Personify Financial Personal Loans is available in 26 states across the USA.
- APRs starting at 35%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Personify Financial Personal Loans are on the higher end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Prequalifed rate. You can check your prequalified rate at Applied Data Finance, LLC with a soft pull that will not affect your credit score.
- Origination fees of up to 5%. This is average for lenders that charge origination fees. However, plenty of lenders don't charge them. Origination fees are deducted from the loan amount, so consider them when deciding how much you need to borrow.
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What rates and terms does Personify Financial Personal Loans offer?
Personify Financial Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Personify Financial Personal Loans offer?
Personify Financial Personal Loans offers a fixed APR personal loan product that ranges from 35% APR up to 199% APR.
How much can you borrow via Personify Financial Personal Loans?
Loan amounts start at $1,000 and go up to $10,000
What is the maximum loan term you can get with Personify Financial Personal Loans?
Personify Financial Personal Loans offers personal loans with terms ranging from 12 to 36 months.
Loan Amount | $1000 - $10000 |
Loan Term | 12 - 36 months |
APR | 35% - 199% |
What fees does Personify Financial Personal Loans charge?
Does Personify Financial Personal Loans charge an origination fee?
Personify Financial Personal Loans may charge a loan origination fee of 0% to 5% of the loan amount. Personify Financial Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does Personify Financial Personal Loans charge a late fee?
Yes, Personify Financial Personal Loans may charge borrowers a late payment fee.
Does Personify Financial Personal Loans charge prepayment fees?
No, Personify Financial Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Origination Fee | 0% - 5% |
Prepayment Fee? | No |
Late Payment Fee | N/A |
What do you need to qualify for Personify Financial Personal Loans?
Applicants with a credit score of at least 560 and up to 750 may be eligible for Personify Financial Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Personify Financial Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Personify Financial Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of citizenship or residence permit
Minimum Age | 18 |
Bank Account Required? | Yes |
Application Types Accepted |
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Credit Score | 560 - 750 |
What is the estimated funding time for a personal loan via Personify Financial Personal Loans?
Personify Financial Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
Does Personify Financial Personal Loans report your account activity to credit bureaus?
Yes, Personify Financial Personal Loans reports your account activity to the following credit reporting agencies:
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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PO Box 500650
San Diego, CA 92150 - (888) 578-9546
- Visit Site
About Personify Financial Personal Loans
Availability
- Alabama
- Alaska
- Arizona
- California
- Delaware
- Florida
- Georgia
- Hawaii
- Illinois
- Indiana
- Kansas
- Kentucky
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Ohio
- Oklahoma
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Washington
Feature Breakdown
No Prepayment Fee | |
Origination Fee (%) | 0% - 5% |
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Would you recommend Personify Financial Personal Loans to your friends?
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