Last Updated: 04/21/2025
Pioneer Military Credit
Claimed
Last Updated: 04/21/2025
SuperMoney User Recommendation Score +45
Mostly recommended58 total votes
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Highlights
Community Rating
Mostly recommended
APR (Fixed APR)
9.99% - 35.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Amount Range
$500 - $10,000
Loan Term (Months)
12 - 48
Number of Reviews
Pioneer Military Credit Review
Pioneer Military Credit is offered by Pioneer Military Credit LLC., a direct lender founded in 1932 and based in Kansas City, MO. Pioneer loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 9.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Pioneer Military Credit are on the lower end of the spectrum.
- Fast access to funds. If approved, Pioneer Military Credit LLC. will send the money in as little as 24 hours.
Pioneer loans Pros & Cons
| Pros | Cons |
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Pioneer loans FAQ
What interest rates and personal loan terms does Pioneer loans offer?
What interest rates does Pioneer loans offer?
Pioneer loans offers a fixed APR personal loan product that ranges from 9.99% APR up to 35.99% APR.
How much can you borrow via Pioneer loans?
Personal loan amounts start at $500 and go up to $10,000
What is the maximum loan term you can get with Pioneer loans?
Pioneer loans offers loans with terms of up to 48 months.
| Personal Loan Amount | $500 - $10000 |
| Loan Term | 12 - 48 months |
| APR | 9.99% - 35.99% |
What fees does Pioneer loans charge?
Does Pioneer loans charge an origination fee?
Pioneer loans may charge a personal loan origination fee .
Does Pioneer loans charge a late fee?
Pioneer loans does not disclose whether it charges late payment fees.
Does Pioneer loans charge prepayment fees?
No, Pioneer loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | Starting at $25 |
What do you need to qualify for Pioneer Military Credit?
Applicants with a credit score of at least 560 and up to 750 may be eligible for Pioneer Military Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Pioneer Military Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pioneer Military Credit.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 560 - 750 |
What is the estimated funding time for a personal loan via Pioneer loans?
Pioneer loans will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.
Does Pioneer Military Credit report your account activity to credit bureaus?
Yes, Pioneer Military Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Pioneer Military Credit LLC. perform a hard credit pull?
Yes, Pioneer loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Pioneer Military Credit legit?
Pioneer Military Credit was founded in 1932, it is a well-established company that has been in business for 94 years. Based on their "mostly recommended" SuperMoney community rating, they seem to be a reputable company.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +45, or 3.9 on a 5-point rating scale.
+45
-1000+100
No one recommends
Everyone recommends
Pioneer Military Credit Community Reviews
Would you recommend Pioneer Military Credit to your friends?
Damien T.
Apr 21, 2025
May or may not recommend
They pay for positive recommendations trust me I know personally stay clear. Also the apr will be nowhere near close to 9 as advertised they are pretty much predatory lenders.
AD
Angel-luis D.
Sep 7, 2019
May or may not recommend
My Loan was sold to another company and I was not notified.. I called the company it was sold to and I now owe more than what I borrowed. The amount I have paid this year was not credited towards my loan. I am 21 year veteran of the U.S. NAVY neverthought a company helping Veterans would RIP-OFF the people that proudly served in the Armed Forces. ...Show More
William B.
Sep 5, 2019
May or may not recommend
We were notified our account was changed over and that pioneer no longer deals with military personnel ( funny since military is in their name) 2 weeks AFTER they had already moved our account so our payments were late due to this. We have never been late and the fact they left us without even an explanation was unprofessional. If an account is switched a call should be placed to ...Show More
U
Anonymous
Jul 2, 2019
May or may not recommend
I have continually used them for multiple funds requirements over the course of about 9 years. Never had any issues with repayment or paying off loan early. Customer service by phone and in person have been very helpful and friendly with helping with questions and taking care of my requests
U
Anonymous
Jun 27, 2019
May or may not recommend
Excellent company.. I was able to get approved for a loan within days. Says it takes like 15 minutes, but that's not true lol. The fact is, I got a loan without a hard inquiry and it was just so fast and easy. I would do it again if I had to. Awesome company.
Cedric M.
Jun 8, 2019
May or may not recommend
I walked into Pioneer Loans and was greeted by Teri and MaryAnne they made me feel at home. I didn’t know if I wanted to apply for the loan because of the monthly payments. Teri sat me down and ensured me that everything would work out. The knowledge of these two women in this store gave me the confidence that I needed to go through with the loan and also ...Show More
SM
Sheila M.
May 24, 2019
May or may not recommend
Awesome company . Never a problem with them, they are understanding and work with you
GS
Glenn S.
Apr 4, 2019
May or may not recommend
Yesterday and today I worked with Gabby and Sherry. Both Ladies are exceptional. They know and understand all the intricacies of their profession thus the process I experienced went quickly and smoothly. Both Ladies are very professional and have the additional quality of being very personable.
JG
Jose G.
Apr 3, 2019
May or may not recommend
MaryAnne Harriott, was more than helpful with the whole loan process. She is very easy to talk too and at no time did I feel like I was being pressured into something I didn't want to do.
FS
Freddie S.
Mar 28, 2019
May or may not recommend
Terry and Renaeh at Pioneer Military Loans in Dupont, Washington are the Very Best! They always go the extra mile for All Service Members and Veterans. They are very friendly and treat you like family. You will leave there happy, satisfied and in less than 30 minutes. If you need a loan, I highly recommend you call these Professional Ladies First.
CM
Carlice M.
Mar 27, 2019
May or may not recommend
MaryAnne Harriott and Teri Fisher from the Oceanside office were very professional and understood my needs for assistance which was handled without delay. The feeling was more like family taking care of family and I am proud to say that I am apart of the Pioneer Military Loans family.
Carlice Moffett
DD
D D.
Mar 26, 2019
May or may not recommend
I called on a Saturday to see if I could get money. Sherri helped me apply and I was approved. The process was fast and she was helpful. It takes 24-48 hours to get money in account. Fast and friendly
FV
Frederick V.
Mar 26, 2019
May or may not recommend
I would like to thank my service rep, MaryAnne Harriot for helping me out with my loan. Her knowledge and experience was a tremendous help in negotiating the necessary paperwork to establish this loan. MaryAnne is a true Patriot.
LP
Lily P.
Mar 25, 2019
May or may not recommend
Teri was awesome! she walked us through step by step...highly recommended!
BP
Blake P.
Mar 25, 2019
May or may not recommend
Thanks Teri for your hard work! We appreciate everything and it was so easy to use this service!
Will W.
Mar 23, 2019
May or may not recommend
Very amazing place to work with. Especially the lovely woman with purple hair
RJ
Rob J.
Mar 22, 2019
May or may not recommend
Sherri Turner is always smiling and makes you feel welcomed. Gabrielle Ellis always makes you feel like you are top priority. Great place and people. SNACKS ARE GREAT!!!
CD
Chelsea D.
Mar 22, 2019
May or may not recommend
This place is amazing! Gaby and Sherri always have an amazing attitude and really good customer service.
JV
Julian V.
Mar 16, 2019
May or may not recommend
MaryAnne was SUPER helpful in securing these funds. Give her a raise.
Doeval22
Mar 15, 2019
May or may not recommend
Great customer service! Quick and easy application and approval rates
Showing 20 of 58 reviews
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