Last Updated: 04/18/2025
Publix Employees FCU Stock Secured Loan
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Fixed APR)
Starting at 5.75%(Verified 07/20/2024)
Amount Range
N/A
Loan Term (Months)
Up to 180
Publix Employees FCU Stock Secured Loan Review
Publix Employees FCU Stock Secured Loan is offered by Publix Employees Federal Credit Union, a credit union founded in 1957 and based in Lakeland, FL. Publix Employees FCU Stock Secured Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 5.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Publix Employees FCU Stock Secured Loan are on the lower end of the spectrum.
- Super long loan terms. Publix Employees FCU Stock Secured Loan offers loan terms of up to 180 months. Most personal loans have a maximum term of 60 months.
Publix Employees FCU Stock Secured Loan Pros & Cons
| Pros | Cons |
|
|
Publix Employees FCU Stock Secured Loan FAQ
What interest rates and personal loan terms does Publix Employees FCU Stock Secured Loan offer?
Publix Employees FCU Stock Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Publix Employees FCU Stock Secured Loan offer?
Publix Employees FCU Stock Secured Loan offers a fixed APR personal loan product that starts at 5.75% APR.
What is the maximum loan term you can get with Publix Employees FCU Stock Secured Loan?
Publix Employees FCU Stock Secured Loan offers loans with terms of up to 180 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 180 months |
| APR | Starting at 5.75% |
What fees does Publix Employees FCU Stock Secured Loan charge?
Does Publix Employees FCU Stock Secured Loan charge an origination fee?
Publix Employees FCU Stock Secured Loan may charge a personal loan origination fee .
Does Publix Employees FCU Stock Secured Loan charge a late fee?
Publix Employees FCU Stock Secured Loan does not disclose whether it charges late payment fees.
Does Publix Employees FCU Stock Secured Loan charge prepayment fees?
No, Publix Employees FCU Stock Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Publix Employees FCU Stock Secured Loan?
Publix Employees FCU Stock Secured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Publix Employees FCU Stock Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Publix Employees FCU Stock Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Publix Employees FCU Stock Secured Loan report your account activity to credit bureaus?
Yes, Publix Employees FCU Stock Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Publix Employees Federal Credit Union perform a hard credit pull?
Yes, Publix Employees FCU Stock Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Publix Employees FCU Stock Secured Loan legit?
Publix Employees Federal Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed