Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
120.65% - 286%(Verified 12/24/2024)
Amount Range
$100 - $500
Loan Term (Months)
Up to 1
Rapid Cash Payday Loan Review
Rapid Cash Payday Loan is offered by Rapid Cash, a nonbank financial services provider founded in 1995 and based in Winter Haven, FL. Rapid Cash Payday Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 120.65%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Rapid Cash Payday Loan are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Small-dollar loans. Rapid Cash Payday Loan has a maximum loan amount of just $500.00 .
Rapid Cash Payday Loan Pros & Cons
| Pros | Cons |
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Rapid Cash Payday Loan FAQ
What interest rates and personal loan terms does Rapid Cash Payday Loan offer?
Rapid Cash Payday Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Rapid Cash Payday Loan offer?
Rapid Cash Payday Loan offers a fixed APR personal loan product that ranges from 120.65% APR up to 286% APR.
How much can you borrow via Rapid Cash Payday Loan?
Personal loan amounts start at $100.00 and go up to $500.00
What is the maximum loan term you can get with Rapid Cash Payday Loan?
Rapid Cash Payday Loan offers loans with terms of up to 1 months.
| Personal Loan Amount | $100.00 - $500.00 |
| Loan Term | up to 1 months |
| APR | 120.65% - 286% |
What fees does Rapid Cash Payday Loan charge?
Does Rapid Cash Payday Loan charge an origination fee?
Rapid Cash Payday Loan may charge a personal loan origination fee .
Does Rapid Cash Payday Loan charge a late fee?
Rapid Cash Payday Loan does not disclose whether it charges late payment fees.
Does Rapid Cash Payday Loan charge prepayment fees?
No, Rapid Cash Payday Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Rapid Cash Payday Loan?
Rapid Cash Payday Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Rapid Cash Payday Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Rapid Cash Payday Loan.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via Rapid Cash Payday Loan?
Rapid Cash Payday Loan will typically fund loans within 1 business day of approval and clearing necessary verifications.
Does Rapid Cash perform a hard credit pull?
Yes, Rapid Cash Payday Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Rapid Cash Payday Loan legit?
Rapid Cash was founded in 1995, it is a well-established company that has been in business for 31 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
10:00AM - 5:00PM