Is Republic Finance Personal Loan the right fit for you?
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Up to 35.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
12 - 60
Republic Finance Personal Loan Review
Republic Finance Personal Loan is offered by Republic Finance, a direct lender founded in 1952 and based in Baton Rouge, LA. Republic Finance Personal Loan are available in 50 states and Washington, DC.
Key Takeaways
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Republic Finance Personal Loan Pros & Cons
| Pros | Cons |
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Republic Finance Personal Loan FAQ
What interest rates and personal loan terms does Republic Finance Personal Loan offer?
Republic Finance Personal Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Republic Finance Personal Loan offer?
Republic Finance Personal Loan offers a fixed APR personal loan product up to 35.99% APR.
What is the maximum loan term you can get with Republic Finance Personal Loan?
Republic Finance Personal Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | 12 - 60 months |
| APR | up to 35.99% |
What fees does Republic Finance Personal Loan charge?
Does Republic Finance Personal Loan charge an origination fee?
Republic Finance Personal Loan may charge a personal loan origination fee .
Does Republic Finance Personal Loan charge a late fee?
Republic Finance Personal Loan does not disclose whether it charges late payment fees.
Does Republic Finance Personal Loan charge prepayment fees?
No, Republic Finance Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Republic Finance Personal Loan?
Republic Finance Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Republic Finance Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Republic Finance Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Republic Finance Personal Loan report your account activity to credit bureaus?
Yes, Republic Finance Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Republic Finance perform a hard credit pull?
Yes, Republic Finance Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Republic Finance Personal Loan legit?
Republic Finance was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturdayClosed
Other Services by Republic Finance
Other Personal Loans from Republic Finance
Rating not yet determined
APR
Up to 35.99%
Amount Range
N/A
Loan Term (Months)
12 - 60
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Learn MoreSuperMoney Net Recommendation Score
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