Last Updated: 04/18/2025
SIUE Credit Union Credit Builder Loan
Unaffiliated
in Personal Loans from SIUE Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
15.9% - 16.9%(Verified 06/21/2024)
Amount Range
$2,000
Loan Term (Months)
24
SIUE Credit Union Credit Builder Loan Review
SIUE Credit Union Credit Builder Loan is offered by SIUE Credit Union, a credit union founded in 1959 and based in Edwardsville, IL. SIUE Credit Union Credit Builder Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 15.9%. Personal loan interest rates typically range between 9% and 36%. The starting rates for SIUE Credit Union Credit Builder Loan are on the higher end of the spectrum.
- Small-dollar loans. SIUE Credit Union Credit Builder Loan has a maximum loan amount of just $2,000.00 .
SIUE Credit Union Credit Builder Loan Pros & Cons
| Pros | Cons |
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SIUE Credit Union Credit Builder Loan FAQ
What interest rates and personal loan terms does SIUE Credit Union Credit Builder Loan offer?
SIUE Credit Union Credit Builder Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does SIUE Credit Union Credit Builder Loan offer?
SIUE Credit Union Credit Builder Loan offers a fixed APR personal loan product that ranges from 15.9% APR up to 16.9% APR.
How much can you borrow via SIUE Credit Union Credit Builder Loan?
SIUE Credit Union Credit Builder Loan offers $2,000.00 loans.
What is the maximum loan term you can get with SIUE Credit Union Credit Builder Loan?
SIUE Credit Union Credit Builder Loan offers loans with terms of 24 months.
| Personal Loan Amount | $2000.00 |
| Loan Term | 24 months |
| APR | 15.9% - 16.9% |
What fees does SIUE Credit Union Credit Builder Loan charge?
Does SIUE Credit Union Credit Builder Loan charge an origination fee?
SIUE Credit Union Credit Builder Loan may charge a personal loan origination fee .
Does SIUE Credit Union Credit Builder Loan charge a late fee?
SIUE Credit Union Credit Builder Loan does not disclose whether it charges late payment fees.
Does SIUE Credit Union Credit Builder Loan charge prepayment fees?
No, SIUE Credit Union Credit Builder Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for SIUE Credit Union Credit Builder Loan?
SIUE Credit Union Credit Builder Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. SIUE Credit Union Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by SIUE Credit Union Credit Builder Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does SIUE Credit Union Credit Builder Loan report your account activity to credit bureaus?
Yes, SIUE Credit Union Credit Builder Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does SIUE Credit Union perform a hard credit pull?
Yes, SIUE Credit Union Credit Builder Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are SIUE Credit Union Credit Builder Loan legit?
SIUE Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed