Last Updated: 04/18/2025
Southwest Airlines FCU Collateral Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
4.99% - 18.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
36 - 72
Southwest Airlines FCU Collateral Loans Review
Southwest Airlines FCU Collateral Loans is offered by Southwest Airlines Federal Credit Union, a credit union founded in 1975 and based in Dallas, TX. Southwest Airlines FCU Collateral Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 4.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Southwest Airlines FCU Collateral Loans are on the lower end of the spectrum.
- Super long loan terms. Southwest Airlines FCU Collateral Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Southwest Airlines FCU Collateral Loans Pros & Cons
| Pros | Cons |
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Southwest Airlines FCU Collateral Loans FAQ
What interest rates and personal loan terms does Southwest Airlines FCU Collateral Loans offer?
Southwest Airlines FCU Collateral Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Southwest Airlines FCU Collateral Loans offer?
Southwest Airlines FCU Collateral Loans offers a fixed APR personal loan product that ranges from 4.99% APR up to 18.00% APR.
What is the maximum loan term you can get with Southwest Airlines FCU Collateral Loans?
Southwest Airlines FCU Collateral Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | N/A |
| Loan Term | 36 - 72 months |
| APR | 4.99% - 18.00% |
What fees does Southwest Airlines FCU Collateral Loans charge?
Does Southwest Airlines FCU Collateral Loans charge an origination fee?
Southwest Airlines FCU Collateral Loans may charge a personal loan origination fee .
Does Southwest Airlines FCU Collateral Loans charge a late fee?
Southwest Airlines FCU Collateral Loans does not disclose whether it charges late payment fees.
Does Southwest Airlines FCU Collateral Loans charge prepayment fees?
No, Southwest Airlines FCU Collateral Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Southwest Airlines FCU Collateral Loans?
Southwest Airlines FCU Collateral Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Southwest Airlines FCU Collateral Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Southwest Airlines FCU Collateral Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Southwest Airlines FCU Collateral Loans report your account activity to credit bureaus?
Yes, Southwest Airlines FCU Collateral Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Southwest Airlines Federal Credit Union perform a hard credit pull?
Yes, Southwest Airlines FCU Collateral Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Southwest Airlines FCU Collateral Loans legit?
Southwest Airlines Federal Credit Union was founded in 1975, it is a well-established company that has been in business for 51 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed