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Last Updated: 04/18/2025

Southwest Financial FCU Hassle-Free Loans

in Personal Loans from Southwest Financial Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Southwest Financial Federal Credit Union logo
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Highlights

APR (Variable APR)

17.99%(Verified 06/21/2024)

Amount Range

Up to $1,000

Loan Term (Months)

N/A

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Southwest Financial FCU Hassle-Free Loans Review

Southwest Financial FCU Hassle-Free Loans is offered by Southwest Financial Federal Credit Union, a credit union founded in 1962 and based in Farmers Branch, TX. Southwest Financial FCU Hassle-Free Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Southwest Financial FCU Hassle-Free Loans are on the higher end of the market.

Southwest Financial FCU Hassle-Free Loans Pros & Cons

Southwest Financial FCU Hassle-Free Loans FAQ

What interest rates and personal loan terms does Southwest Financial FCU Hassle-Free Loans offer?

Southwest Financial FCU Hassle-Free Loans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Southwest Financial FCU Hassle-Free Loans offer?

Southwest Financial FCU Hassle-Free Loans offers a variable APR personal loan product of 17.99%.

What fees does Southwest Financial FCU Hassle-Free Loans charge?

Does Southwest Financial FCU Hassle-Free Loans charge an origination fee?

Southwest Financial FCU Hassle-Free Loans may charge a personal loan origination fee .

Does Southwest Financial FCU Hassle-Free Loans charge a late fee?

Southwest Financial FCU Hassle-Free Loans does not disclose whether it charges late payment fees.

Does Southwest Financial FCU Hassle-Free Loans charge prepayment fees?

No, Southwest Financial FCU Hassle-Free Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Southwest Financial FCU Hassle-Free Loans?

Southwest Financial FCU Hassle-Free Loans does not require or does not disclose a credit score minimum.
Southwest Financial FCU Hassle-Free Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Southwest Financial FCU Hassle-Free Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Southwest Financial FCU Hassle-Free Loans report your account activity to credit bureaus?

Yes, Southwest Financial FCU Hassle-Free Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Southwest Financial Federal Credit Union perform a hard credit pull?

Yes, Southwest Financial FCU Hassle-Free Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Southwest Financial FCU Hassle-Free Loans legit?

Southwest Financial Federal Credit Union was founded in 1962, it is a well-established company that has been in business for 64 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1750 Valley View Ln
Farmers Branch, TX 75234
(214) 630-7111
Visit Site
Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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