Last Updated: 04/18/2025
Sun Loan Personal Installment Loans
Unaffiliated
in Personal Loans from Sun Loan Company
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
35.99% - 214.28%(Verified 06/21/2024)
Amount Range
Up to $10,000
Loan Term (Months)
Up to 60
Sun Loan Personal Installment Loans Review
Sun Loan Personal Installment Loans is offered by Sun Loan Company, a nonbank financial services provider founded in 1988 and based in San Antonio, TX. sun loan personal loans are available in 7 states.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Sun Loan Personal Installment Loans are on the higher end of the market.
sun loan personal loans Pros & Cons
| Pros | Cons |
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sun loan personal loans FAQ
What interest rates and personal loan terms does sun loan personal loans offer?
sun loan personal loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does sun loan personal loans offer?
sun loan personal loans offers a variable APR personal loan product that ranges from 35.99% APR up to 214.28% APR.
What is the maximum loan term you can get with sun loan personal loans?
sun loan personal loans offers loans with terms of up to 60 months.
| Personal Loan Amount | up to $10000 |
| Loan Term | up to 60 months |
| APR | 35.99% - 214.28% |
What fees does sun loan personal loans charge?
Does sun loan personal loans charge an origination fee?
sun loan personal loans may charge a personal loan origination fee .
Does sun loan personal loans charge a late fee?
Yes, sun loan personal loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $28.
Does sun loan personal loans charge prepayment fees?
No, sun loan personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | up to $28 |
What do you need to qualify for Sun Loan Personal Installment Loans?
Sun Loan Personal Installment Loans does not require or does not disclose a credit score minimum. Sun Loan Personal Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sun Loan Personal Installment Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Sun Loan Personal Installment Loans report your account activity to credit bureaus?
Yes, Sun Loan Personal Installment Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Sun Loan Company perform a hard credit pull?
Yes, sun loan personal loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Sun Loan Personal Installment Loans legit?
sun loan company was founded in 1988, it is a well-established company that has been in business for 38 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 6:00PM
Saturday
Closed