Last Updated: 04/18/2025
Sunshine Loans Installment Loans
Unaffiliated
in Personal Loans from Sunshine Loans
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 183.4872%(Verified 08/14/2024)
Amount Range
Up to $2,000
Loan Term (Months)
N/A
Sunshine Loans Installment Loans Review
Sunshine Loans Installment Loans is offered by Sunshine Loans, a direct lender founded in 2023 and based in Lake Worth Beach, FL. Sunshine Loans Installment Loans are available in 15 states.
Key Takeaways
- APRs starting at 183.4872%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Sunshine Loans Installment Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
Sunshine Loans Installment Loans Pros & Cons
| Pros | Cons |
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Sunshine Loans Installment Loans FAQ
What interest rates and personal loan terms does Sunshine Loans Installment Loans offer?
Sunshine Loans Installment Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Sunshine Loans Installment Loans offer?
Sunshine Loans Installment Loans offers a fixed APR personal loan product that starts at 183.4872% APR.
| Personal Loan Amount | up to $2000.00 |
| Loan Term | N/A |
| APR | Starting at 183.4872% |
What fees does Sunshine Loans Installment Loans charge?
Does Sunshine Loans Installment Loans charge an origination fee?
Sunshine Loans Installment Loans may charge a personal loan origination fee .
Does Sunshine Loans Installment Loans charge a late fee?
Sunshine Loans Installment Loans does not disclose whether it charges late payment fees.
Does Sunshine Loans Installment Loans charge prepayment fees?
No, Sunshine Loans Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Sunshine Loans Installment Loans?
Sunshine Loans Installment Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Sunshine Loans Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sunshine Loans Installment Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via Sunshine Loans Installment Loans?
Sunshine Loans Installment Loans will typically fund loans starting at 1 business day of approval and clearing necessary verifications.
Does Sunshine Loans perform a hard credit pull?
Yes, Sunshine Loans Installment Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Sunshine Loans Installment Loans legit?
Sunshine Loans was founded in 2023. It is an established company that has been in business for 3 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed