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Last Updated: 04/18/2025

Sunshine Loans Payday Loans

in Personal Loans from Sunshine Loans

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

APR (Fixed APR)

Starting at 214.620%(Verified 08/14/2024)

Amount Range

Up to $500

Loan Term (Months)

1

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Sunshine Loans Payday Loans Review

Sunshine Loans Payday Loans is offered by Sunshine Loans, a direct lender founded in 2023 and based in Lake Worth Beach, FL. Sunshine Loans Payday Loans are available in 16 states.

Key Takeaways

  • APRs starting at 214.620%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Sunshine Loans Payday Loans are on the higher end of the spectrum.
  • Short loan terms. Sunshine Loans Payday Loans have loan terms as short as 1 month.

Sunshine Loans Payday Loans Pros & Cons

Sunshine Loans Payday Loans FAQ

What interest rates and personal loan terms does Sunshine Loans Payday Loans offer?

Sunshine Loans Payday Loans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Sunshine Loans Payday Loans offer?

Sunshine Loans Payday Loans offers a fixed APR personal loan product that starts at 214.620% APR.

What is the maximum loan term you can get with Sunshine Loans Payday Loans?

Sunshine Loans Payday Loans offers loans with terms of 1 month.

What fees does Sunshine Loans Payday Loans charge?

Does Sunshine Loans Payday Loans charge an origination fee?

Sunshine Loans Payday Loans may charge a personal loan origination fee .

Does Sunshine Loans Payday Loans charge a late fee?

Sunshine Loans Payday Loans does not disclose whether it charges late payment fees.

Does Sunshine Loans Payday Loans charge prepayment fees?

No, Sunshine Loans Payday Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Sunshine Loans Payday Loans?

Sunshine Loans Payday Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Sunshine Loans Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sunshine Loans Payday Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Sunshine Loans perform a hard credit pull?

Yes, Sunshine Loans Payday Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Sunshine Loans Payday Loans legit?

Sunshine Loans was founded in 2023. It is an established company that has been in business for 3 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

631 Lucerne Ave
Suite 56
Lake Worth Beach, FL 33460
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed

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