Last Updated: 04/18/2025
SunWest FCU Credit Builder Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
5.50% - 6.50%(Verified 07/18/2024)
Amount Range
Starting at $500
Loan Term (Months)
6 - 24
SunWest FCU Credit Builder Loan Review
SunWest FCU Credit Builder Loan is offered by SunWest Federal Credit Union, a credit union founded in 1937 and based in Phoenix, AZ. SunWest FCU Credit Builder Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 5.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for SunWest FCU Credit Builder Loan are on the lower end of the spectrum.
- Short loan terms. SunWest FCU Credit Builder Loan have loan terms as short as 6 months.
SunWest FCU Credit Builder Loan Pros & Cons
| Pros | Cons |
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SunWest FCU Credit Builder Loan FAQ
What interest rates and personal loan terms does SunWest FCU Credit Builder Loan offer?
SunWest FCU Credit Builder Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does SunWest FCU Credit Builder Loan offer?
SunWest FCU Credit Builder Loan offers a fixed APR personal loan product that ranges from 5.50% APR up to 6.50% APR.
How much can you borrow via SunWest FCU Credit Builder Loan?
Personal loan amounts start at $500.00 .
What is the maximum loan term you can get with SunWest FCU Credit Builder Loan?
SunWest FCU Credit Builder Loan offers loans with terms of up to 24 months.
| Personal Loan Amount | Starting at $500.00 |
| Loan Term | 6 - 24 months |
| APR | 5.50% - 6.50% |
What fees does SunWest FCU Credit Builder Loan charge?
Does SunWest FCU Credit Builder Loan charge an origination fee?
SunWest FCU Credit Builder Loan may charge a personal loan origination fee .
Does SunWest FCU Credit Builder Loan charge a late fee?
SunWest FCU Credit Builder Loan does not disclose whether it charges late payment fees.
Does SunWest FCU Credit Builder Loan charge prepayment fees?
No, SunWest FCU Credit Builder Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for SunWest FCU Credit Builder Loan?
SunWest FCU Credit Builder Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. SunWest FCU Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by SunWest FCU Credit Builder Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does SunWest FCU Credit Builder Loan report your account activity to credit bureaus?
Yes, SunWest FCU Credit Builder Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does SunWest Federal Credit Union perform a hard credit pull?
Yes, SunWest FCU Credit Builder Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are SunWest FCU Credit Builder Loan legit?
SunWest Federal Credit Union was founded in 1937, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed