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Last Updated: 04/18/2025

Target Cash Now Installment Loan

in Personal Loans from Target Cash Now

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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APR (Fixed APR)

N/A


Amount Range

Up to $2,500

Loan Term (Months)

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Target Cash Now Installment Loan Review

Target Cash Now Installment Loan is offered by Target Cash Now, a direct lender founded in 2015 and based in Hays, MT. Target Cash Now Installment Loan are available in 42 states, 5 US territories, and Washington, DC.

Key Takeaways

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  • Fast access to funds. If approved, you can sometimes get your money within 1 business day*.

Target Cash Now Installment Loan Pros & Cons

Target Cash Now Installment Loan FAQ

What interest rates and personal loan terms does Target Cash Now Installment Loan offer?

Target Cash Now Installment Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Target Cash Now Installment Loan offer?

Target Cash Now Installment Loan offers a fixed APR personal loan product but they do not disclose their interest rates.

What fees does Target Cash Now Installment Loan charge?

Does Target Cash Now Installment Loan charge an origination fee?

Target Cash Now Installment Loan may charge a personal loan origination fee .

Does Target Cash Now Installment Loan charge a late fee?

Target Cash Now Installment Loan does not disclose whether it charges late payment fees.

Does Target Cash Now Installment Loan charge prepayment fees?

No, Target Cash Now Installment Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Target Cash Now Installment Loan?

Target Cash Now Installment Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Target Cash Now Installment Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Target Cash Now Installment Loan.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

What is the estimated funding time for a personal loan via Target Cash Now Installment Loan?

Target Cash Now Installment Loan will typically fund loans starting at 1 business day of approval and clearing necessary verifications.

Does Target Cash Now Installment Loan report your account activity to credit bureaus?

Yes, Target Cash Now Installment Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Target Cash Now perform a hard credit pull?

Yes, Target Cash Now Installment Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Target Cash Now Installment Loan legit?

Target Cash Now was founded in 2015, it is a well-established company that has been in business for 11 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Hours of Operation

Sunday
Closed
Monday
6:00AM - 4:30PM
Tuesday
6:00AM - 4:30PM
Wednesday
6:00AM - 4:30PM
Thursday
6:00AM - 4:30PM
Friday
6:00AM - 4:30PM
Saturday
Closed

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