Last Updated: 04/18/2025
The Infirmary FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
9.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
The Infirmary FCU Personal Loans Review
The Infirmary FCU Personal Loans is offered by The Infirmary Federal Credit Union, a credit union founded in 1974 and based in Mobile, AL. The Infirmary FCU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 9.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for The Infirmary FCU Personal Loans are on the lower end of the spectrum.
The Infirmary FCU Personal Loans Pros & Cons
| Pros | Cons |
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The Infirmary FCU Personal Loans FAQ
What interest rates and personal loan terms does The Infirmary FCU Personal Loans offer?
What interest rates does The Infirmary FCU Personal Loans offer?
The Infirmary FCU Personal Loans offers a fixed APR personal loan product of 9.99%.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 9.99% |
What fees does The Infirmary FCU Personal Loans charge?
Does The Infirmary FCU Personal Loans charge an origination fee?
The Infirmary FCU Personal Loans may charge a personal loan origination fee .
Does The Infirmary FCU Personal Loans charge a late fee?
Yes, The Infirmary FCU Personal Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $15.00.
Does The Infirmary FCU Personal Loans charge prepayment fees?
No, The Infirmary FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $15.00 |
What do you need to qualify for The Infirmary FCU Personal Loans?
The Infirmary FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. The Infirmary FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by The Infirmary FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does The Infirmary FCU Personal Loans report your account activity to credit bureaus?
Yes, The Infirmary FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does The Infirmary Federal Credit Union perform a hard credit pull?
Yes, The Infirmary FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are The Infirmary FCU Personal Loans legit?
The Infirmary Federal Credit Union was founded in 1974, it is a well-established company that has been in business for 52 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 5:00PM
Tuesday
7:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
7:00AM - 5:00PM
Friday
7:00AM - 5:00PM
Saturday
Closed