Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
N/A
Amount Range
Up to $2,500
Loan Term (Months)
Up to 72
TitleMax Personal Loans Review
TitleMax Personal Loans is offered by TitleMax, a nonbank financial services provider founded in 1998 and based in Savannah, GA. TitleMax Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
- Super long loan terms. TitleMax Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
TitleMax Personal Loans Pros & Cons
| Pros | Cons |
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TitleMax Personal Loans FAQ
What interest rates and personal loan terms does TitleMax Personal Loans offer?
TitleMax Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does TitleMax Personal Loans offer?
TitleMax Personal Loans offers a variable APR personal loan product but they do not disclose their interest rates.
What is the maximum loan term you can get with TitleMax Personal Loans?
TitleMax Personal Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | up to $2500 |
| Loan Term | up to 72 months |
| APR | N/A |
What fees does TitleMax Personal Loans charge?
Does TitleMax Personal Loans charge an origination fee?
TitleMax Personal Loans may charge a personal loan origination fee .
Does TitleMax Personal Loans charge a late fee?
TitleMax Personal Loans does not disclose whether it charges late payment fees.
Does TitleMax Personal Loans charge prepayment fees?
No, TitleMax Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for TitleMax Personal Loans?
TitleMax Personal Loans does not require or does not disclose a credit score minimum. TitleMax Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TitleMax Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does TitleMax Personal Loans report your account activity to credit bureaus?
Yes, TitleMax Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does TitleMax perform a hard credit pull?
Yes, TitleMax Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are TitleMax Personal Loans legit?
TitleMax was founded in 1998, it is a well-established company that has been in business for 28 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
10:00AM - 7:00PM
Monday
10:00AM - 7:00PM
Tuesday
10:00AM - 7:00PM
Wednesday
10:00AM - 7:00PM
Thursday
10:00AM - 7:01PM
Friday
10:00AM - 4:00PM
Saturday
Closed