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Last Updated: 04/18/2025

Tower Loan Personal Loans

in Personal Loans from Tower Loan

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

APR (Factor Based)

32.99%(Verified 06/21/2024)

Amount Range

Up to $20,000

Loan Term (Months)

12 - 36
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Tower Loan Personal Loans Review

Tower Loan Personal Loans is offered by Tower Loan, a nonbank financial services provider founded in 1936 and based in Flowood, MS. Tower Loan are available in 50 states and Washington, DC.

Key Takeaways

    Tower Loan Pros & Cons

    Tower Loan FAQ

    What interest rates and personal loan terms does Tower Loan offer?

    Tower Loan has higher than average interest rates for lenders reviewed on SuperMoney.

    What interest rates does Tower Loan offer?

    Tower Loan offers a personal loan product of 32.99%.

    What is the maximum loan term you can get with Tower Loan?

    Tower Loan offers loans with terms of up to 36 months.

    What fees does Tower Loan charge?

    Does Tower Loan charge an origination fee?

    Tower Loan may charge a personal loan origination fee .

    Does Tower Loan charge a late fee?

    Tower Loan does not disclose whether it charges late payment fees.

    Does Tower Loan charge prepayment fees?

    No, Tower Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

    What do you need to qualify for Tower Loan Personal Loans?

    Tower Loan Personal Loans does not require or does not disclose a credit score minimum.
    Tower Loan Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Tower Loan Personal Loans.
    To qualify, applicants may need to provide the following documentation:
    • Driver's license or other government photo ID
    • Proof of identity
    • Proof of citizenship or residence permit

    Does Tower Loan Personal Loans report your account activity to credit bureaus?

    Yes, Tower Loan Personal Loans reports to the following credit bureaus:
    • Equifax
    • TransUnion
    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

    Does Tower Loan perform a hard credit pull?

    Yes, Tower Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
    Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

    Are Tower Loan Personal Loans legit?

    Tower Loan was founded in 1936, it is a well-established company that has been in business for 90 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    Corporate Office
    Flowood, MS 39232
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 5:30PM
    Tuesday
    8:30AM - 5:30PM
    Wednesday
    8:30AM - 5:30PM
    Thursday
    8:30AM - 5:30PM
    Friday
    8:30AM - 5:30PM
    Saturday
    Closed

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