Is TrailNorth FCU Personal Loans the right fit for you?
Last Updated: 04/18/2025
TrailNorth FCU Personal Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
9.49% - 17.99%(Verified 07/14/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
TrailNorth FCU Personal Loans Review
TrailNorth FCU Personal Loans is offered by TrailNorth Federal Credit Union, a credit union founded in 1954 and based in Ticonderoga, NY. TrailNorth FCU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 9.49%. Personal loan interest rates typically range between 9% and 36%. The starting rates for TrailNorth FCU Personal Loans are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for TrailNorth FCU Personal Loans.
TrailNorth FCU Personal Loans Pros & Cons
| Pros | Cons |
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TrailNorth FCU Personal Loans FAQ
What interest rates and personal loan terms does TrailNorth FCU Personal Loans offer?
What interest rates does TrailNorth FCU Personal Loans offer?
TrailNorth FCU Personal Loans offers a fixed APR personal loan product that ranges from 9.49% APR up to 17.99% APR.
What is the maximum loan term you can get with TrailNorth FCU Personal Loans?
TrailNorth FCU Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | 9.49% - 17.99% |
What fees does TrailNorth FCU Personal Loans charge?
Does TrailNorth FCU Personal Loans charge an origination fee?
TrailNorth FCU Personal Loans may charge a personal loan origination fee .
Does TrailNorth FCU Personal Loans charge a late fee?
TrailNorth FCU Personal Loans does not disclose whether it charges late payment fees.
Does TrailNorth FCU Personal Loans charge prepayment fees?
No, TrailNorth FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for TrailNorth FCU Personal Loans?
TrailNorth FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. TrailNorth FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TrailNorth FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does TrailNorth FCU Personal Loans report your account activity to credit bureaus?
Yes, TrailNorth FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does TrailNorth Federal Credit Union perform a hard credit pull?
Yes, TrailNorth FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are TrailNorth FCU Personal Loans legit?
TrailNorth Federal Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 4:00PMSaturdayClosed
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APR
N/A
Amount Range
N/A
Loan Term (Months)
Up to 84
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Learn MoreSuperMoney Net Recommendation Score
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