Last Updated: 04/18/2025
Transit Employees FCU Credit Builder Plus Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 18.00%(Verified 06/21/2024)
Amount Range
Up to $2,500
Loan Term (Months)
Up to 36
Transit Employees FCU Credit Builder Plus Loan Review
Transit Employees FCU Credit Builder Plus Loan is offered by Transit Employees Federal Credit Union, a credit union founded in and based in Washington, DC. Transit Employees FCU Credit Builder Plus Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 18.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Transit Employees FCU Credit Builder Plus Loan are on the higher end of the spectrum.
Transit Employees FCU Credit Builder Plus Loan Pros & Cons
| Pros | Cons |
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Transit Employees FCU Credit Builder Plus Loan FAQ
What interest rates and personal loan terms does Transit Employees FCU Credit Builder Plus Loan offer?
Transit Employees FCU Credit Builder Plus Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Transit Employees FCU Credit Builder Plus Loan offer?
Transit Employees FCU Credit Builder Plus Loan offers a fixed APR personal loan product that starts at 18.00% APR.
What is the maximum loan term you can get with Transit Employees FCU Credit Builder Plus Loan?
Transit Employees FCU Credit Builder Plus Loan offers loans with terms of up to 36 months.
| Personal Loan Amount | up to $2500.00 |
| Loan Term | up to 36 months |
| APR | Starting at 18.00% |
What fees does Transit Employees FCU Credit Builder Plus Loan charge?
Does Transit Employees FCU Credit Builder Plus Loan charge an origination fee?
Transit Employees FCU Credit Builder Plus Loan may charge a personal loan origination fee .
Does Transit Employees FCU Credit Builder Plus Loan charge a late fee?
Transit Employees FCU Credit Builder Plus Loan does not disclose whether it charges late payment fees.
Does Transit Employees FCU Credit Builder Plus Loan charge prepayment fees?
No, Transit Employees FCU Credit Builder Plus Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Transit Employees FCU Credit Builder Plus Loan?
Transit Employees FCU Credit Builder Plus Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Transit Employees FCU Credit Builder Plus Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Transit Employees FCU Credit Builder Plus Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Transit Employees FCU Credit Builder Plus Loan report your account activity to credit bureaus?
Yes, Transit Employees FCU Credit Builder Plus Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Transit Employees Federal Credit Union perform a hard credit pull?
Yes, Transit Employees FCU Credit Builder Plus Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 3:00PM
Tuesday
9:00AM - 3:00PM
Wednesday
9:00AM - 3:00PM
Thursday
9:00AM - 3:00PM
Friday
9:00AM - 3:00PM
Saturday
Closed