Last Updated: 04/18/2025
Treasury Department FCU T-Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 14%(Verified 06/21/2024)
Amount Range
Up to $850
Loan Term (Months)
Up to 12
Treasury Department FCU T-Loan Review
Treasury Department FCU T-Loan is offered by Treasury Department Federal Credit Union, a credit union founded in 1935 and based in Washington, DC. Treasury Department FCU T-Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 14%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Treasury Department FCU T-Loan are on the higher end of the spectrum.
Treasury Department FCU T-Loan Pros & Cons
| Pros | Cons |
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Treasury Department FCU T-Loan FAQ
What interest rates and personal loan terms does Treasury Department FCU T-Loan offer?
Treasury Department FCU T-Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Treasury Department FCU T-Loan offer?
Treasury Department FCU T-Loan offers a fixed APR personal loan product that starts at 14% APR.
What is the maximum loan term you can get with Treasury Department FCU T-Loan?
Treasury Department FCU T-Loan offers loans with terms of up to 12 months.
| Personal Loan Amount | up to $850 |
| Loan Term | up to 12 months |
| APR | Starting at 14% |
What fees does Treasury Department FCU T-Loan charge?
Does Treasury Department FCU T-Loan charge an origination fee?
Treasury Department FCU T-Loan may charge a personal loan origination fee .
Does Treasury Department FCU T-Loan charge a late fee?
Treasury Department FCU T-Loan does not disclose whether it charges late payment fees.
Does Treasury Department FCU T-Loan charge prepayment fees?
Yes, Treasury Department FCU T-Loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.
| Origination Fee | No |
| Prepayment Fee | Yes |
| Late Payment Fee | Starting at $5 |
What do you need to qualify for Treasury Department FCU T-Loan?
Treasury Department FCU T-Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Treasury Department FCU T-Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Treasury Department FCU T-Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Treasury Department FCU T-Loan report your account activity to credit bureaus?
Yes, Treasury Department FCU T-Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Treasury Department Federal Credit Union perform a hard credit pull?
Yes, Treasury Department FCU T-Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Treasury Department FCU T-Loan legit?
Treasury Department Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed