Last Updated: 04/18/2025
TRUE Community CU Michigan Saves Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
7.59% - 11.25%(Verified 06/21/2024)
Amount Range
$1,000 - $100,000
Loan Term (Months)
Up to 180
TRUE Community CU Michigan Saves Loan Review
TRUE Community CU Michigan Saves Loan is offered by TRUE Community Credit Union, a credit union founded in 1953 and based in Jackson, MI. TRUE Community CU Michigan Saves Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.59%. Personal loan interest rates typically range between 9% and 36%. The starting rates for TRUE Community CU Michigan Saves Loan are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $100,000.00 with TRUE Community CU Michigan Saves Loan .
- Super long loan terms. TRUE Community CU Michigan Saves Loan offers loan terms of up to 180 months. Most personal loans have a maximum term of 60 months.
TRUE Community CU Michigan Saves Loan Pros & Cons
| Pros | Cons |
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TRUE Community CU Michigan Saves Loan FAQ
What interest rates and personal loan terms does TRUE Community CU Michigan Saves Loan offer?
TRUE Community CU Michigan Saves Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does TRUE Community CU Michigan Saves Loan offer?
TRUE Community CU Michigan Saves Loan offers a fixed APR personal loan product that ranges from 7.59% APR up to 11.25% APR.
How much can you borrow via TRUE Community CU Michigan Saves Loan?
Personal loan amounts start at $1,000.00 and go up to $100,000.00
What is the maximum loan term you can get with TRUE Community CU Michigan Saves Loan?
TRUE Community CU Michigan Saves Loan offers loans with terms of up to 180 months.
| Personal Loan Amount | $1000.00 - $100000.00 |
| Loan Term | up to 180 months |
| APR | 7.59% - 11.25% |
What fees does TRUE Community CU Michigan Saves Loan charge?
Does TRUE Community CU Michigan Saves Loan charge an origination fee?
TRUE Community CU Michigan Saves Loan may charge a personal loan origination fee .
Does TRUE Community CU Michigan Saves Loan charge a late fee?
TRUE Community CU Michigan Saves Loan does not disclose whether it charges late payment fees.
Does TRUE Community CU Michigan Saves Loan charge prepayment fees?
No, TRUE Community CU Michigan Saves Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for TRUE Community CU Michigan Saves Loan?
TRUE Community CU Michigan Saves Loan does not require or does not disclose a credit score minimum. TRUE Community CU Michigan Saves Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TRUE Community CU Michigan Saves Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does TRUE Community CU Michigan Saves Loan report your account activity to credit bureaus?
Yes, TRUE Community CU Michigan Saves Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does TRUE Community Credit Union perform a hard credit pull?
Yes, TRUE Community CU Michigan Saves Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are TRUE Community CU Michigan Saves Loan legit?
TRUE Community Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:30AM - 5:30PM
Tuesday
9:30AM - 5:30PM
Wednesday
9:30AM - 5:30PM
Thursday
9:30AM - 5:30PM
Friday
9:30AM - 5:30PM
Saturday
Closed