Last Updated: 04/18/2025
TRUE Community CU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 72
TRUE Community CU Personal Loans Review
TRUE Community CU Personal Loans is offered by TRUE Community Credit Union, a credit union founded in 1953 and based in Jackson, MI. TRUE Community CU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 10.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for TRUE Community CU Personal Loans are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for TRUE Community CU Personal Loans.
- Super long loan terms. TRUE Community CU Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
TRUE Community CU Personal Loans Pros & Cons
| Pros | Cons |
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TRUE Community CU Personal Loans FAQ
What interest rates and personal loan terms does TRUE Community CU Personal Loans offer?
TRUE Community CU Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does TRUE Community CU Personal Loans offer?
TRUE Community CU Personal Loans offers a fixed APR personal loan product that starts at 10.99% APR.
What is the maximum loan term you can get with TRUE Community CU Personal Loans?
TRUE Community CU Personal Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 72 months |
| APR | Starting at 10.99% |
What fees does TRUE Community CU Personal Loans charge?
Does TRUE Community CU Personal Loans charge an origination fee?
TRUE Community CU Personal Loans may charge a personal loan origination fee .
Does TRUE Community CU Personal Loans charge a late fee?
TRUE Community CU Personal Loans does not disclose whether it charges late payment fees.
Does TRUE Community CU Personal Loans charge prepayment fees?
No, TRUE Community CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for TRUE Community CU Personal Loans?
TRUE Community CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. TRUE Community CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TRUE Community CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does TRUE Community CU Personal Loans report your account activity to credit bureaus?
Yes, TRUE Community CU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does TRUE Community Credit Union perform a hard credit pull?
Yes, TRUE Community CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are TRUE Community CU Personal Loans legit?
TRUE Community Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:30AM - 5:30PM
Tuesday
9:30AM - 5:30PM
Wednesday
9:30AM - 5:30PM
Thursday
9:30AM - 5:30PM
Friday
9:30AM - 5:30PM
Saturday
Closed
Other Services by TRUE Community Credit Union
Other Personal Loans from TRUE Community Credit Union
Rating not yet determined
APR
7.59% - 11.25%
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Amount Range
$1,000 - $100,000
Loan Term (Months)
Up to 180
Rating not yet determined
APR
16.00%
Disclaimer popup with additional information
Amount Range
$500 - $1,000
Loan Term (Months)
Up to 12
Rating not yet determined
APR
22.00%
Disclaimer popup with additional information
Amount Range
$500 - $2,000
Loan Term (Months)
Up to 24
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Learn MoreSuperMoney Net Recommendation Score
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