Last Updated: 04/18/2025
Tuscaloosa VA FCU Share Secured Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 3.25%(Verified 08/25/2024)
Amount Range
N/A
Loan Term (Months)
24 - 48
Tuscaloosa VA FCU Share Secured Loans Review
Tuscaloosa VA FCU Share Secured Loans is offered by Tuscaloosa VA Federal Credit Union, a credit union founded in 1951 and based in Tuscaloosa, AL. Tuscaloosa VA FCU Share Secured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 3.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Tuscaloosa VA FCU Share Secured Loans are on the lower end of the spectrum.
Tuscaloosa VA FCU Share Secured Loans Pros & Cons
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Tuscaloosa VA FCU Share Secured Loans FAQ
What interest rates and personal loan terms does Tuscaloosa VA FCU Share Secured Loans offer?
Tuscaloosa VA FCU Share Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Tuscaloosa VA FCU Share Secured Loans offer?
Tuscaloosa VA FCU Share Secured Loans offers a fixed APR personal loan product that starts at 3.25% APR.
What is the maximum loan term you can get with Tuscaloosa VA FCU Share Secured Loans?
Tuscaloosa VA FCU Share Secured Loans offers loans with terms of up to 48 months.
| Personal Loan Amount | N/A |
| Loan Term | 24 - 48 months |
| APR | Starting at 3.25% |
What fees does Tuscaloosa VA FCU Share Secured Loans charge?
Does Tuscaloosa VA FCU Share Secured Loans charge an origination fee?
Tuscaloosa VA FCU Share Secured Loans may charge a personal loan origination fee .
Does Tuscaloosa VA FCU Share Secured Loans charge a late fee?
Tuscaloosa VA FCU Share Secured Loans does not disclose whether it charges late payment fees.
Does Tuscaloosa VA FCU Share Secured Loans charge prepayment fees?
No, Tuscaloosa VA FCU Share Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Tuscaloosa VA FCU Share Secured Loans?
Tuscaloosa VA FCU Share Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Tuscaloosa VA FCU Share Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Tuscaloosa VA FCU Share Secured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Tuscaloosa VA FCU Share Secured Loans report your account activity to credit bureaus?
Yes, Tuscaloosa VA FCU Share Secured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Tuscaloosa VA Federal Credit Union perform a hard credit pull?
Yes, Tuscaloosa VA FCU Share Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Tuscaloosa VA FCU Share Secured Loans legit?
Tuscaloosa VA Federal Credit Union was founded in 1951, it is a well-established company that has been in business for 75 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed