Last Updated: 04/18/2025
Verity CU Personal Loans
Unaffiliated
in Personal Loans from Verity Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
3.00% - 19.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 36
Verity CU Personal Loans Review
Verity CU Personal Loans is offered by Verity Credit Union, a credit union founded in 1933 and based in Seattle, WA. Verity CU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Verity CU Personal Loans are on the lower end of the spectrum.
Verity CU Personal Loans Pros & Cons
| Pros | Cons |
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Verity CU Personal Loans FAQ
What interest rates and personal loan terms does Verity CU Personal Loans offer?
Verity CU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Verity CU Personal Loans offer?
Verity CU Personal Loans offers a variable APR personal loan product that ranges from 3.00% APR up to 19.99% APR.
What is the maximum loan term you can get with Verity CU Personal Loans?
Verity CU Personal Loans offers loans with terms of up to 36 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 36 months |
| APR | 3.00% - 19.99% |
What fees does Verity CU Personal Loans charge?
Does Verity CU Personal Loans charge an origination fee?
Verity CU Personal Loans may charge a personal loan origination fee .
Does Verity CU Personal Loans charge a late fee?
Verity CU Personal Loans does not disclose whether it charges late payment fees.
Does Verity CU Personal Loans charge prepayment fees?
No, Verity CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Verity CU Personal Loans?
Verity CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Verity CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Verity CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Verity CU Personal Loans report your account activity to credit bureaus?
Yes, Verity CU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Verity Credit Union perform a hard credit pull?
Yes, Verity CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Verity CU Personal Loans legit?
Verity Credit Union was founded in 1933, it is a well-established company that has been in business for 93 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed