Last Updated: 04/18/2025
Vibe Credit Union Credit Builder Loan
Unaffiliated
in Personal Loans from Vibe Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 5.99%(Verified 06/21/2024)
Amount Range
$1,000 - $5,000
Loan Term (Months)
Up to 12
Vibe Credit Union Credit Builder Loan Review
Vibe Credit Union Credit Builder Loan is offered by Vibe Credit Union, a credit union founded in 1936 and based in Royal Oak, MI. Vibe Credit Union Credit Builder Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 5.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Vibe Credit Union Credit Builder Loan are on the lower end of the spectrum.
Vibe Credit Union Credit Builder Loan Pros & Cons
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Vibe Credit Union Credit Builder Loan FAQ
What interest rates and personal loan terms does Vibe Credit Union Credit Builder Loan offer?
Vibe Credit Union Credit Builder Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Vibe Credit Union Credit Builder Loan offer?
Vibe Credit Union Credit Builder Loan offers a fixed APR personal loan product that starts at 5.99% APR.
How much can you borrow via Vibe Credit Union Credit Builder Loan?
Personal loan amounts start at $1,000 and go up to $5,000
What is the maximum loan term you can get with Vibe Credit Union Credit Builder Loan?
Vibe Credit Union Credit Builder Loan offers loans with terms of up to 12 months.
| Personal Loan Amount | $1000 - $5000 |
| Loan Term | up to 12 months |
| APR | Starting at 5.99% |
What fees does Vibe Credit Union Credit Builder Loan charge?
Does Vibe Credit Union Credit Builder Loan charge an origination fee?
Vibe Credit Union Credit Builder Loan may charge a personal loan origination fee .
Does Vibe Credit Union Credit Builder Loan charge a late fee?
Vibe Credit Union Credit Builder Loan does not disclose whether it charges late payment fees.
Does Vibe Credit Union Credit Builder Loan charge prepayment fees?
No, Vibe Credit Union Credit Builder Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Vibe Credit Union Credit Builder Loan?
Vibe Credit Union Credit Builder Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Vibe Credit Union Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Vibe Credit Union Credit Builder Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Vibe Credit Union Credit Builder Loan report your account activity to credit bureaus?
Yes, Vibe Credit Union Credit Builder Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Vibe Credit Union perform a hard credit pull?
Yes, Vibe Credit Union Credit Builder Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Vibe Credit Union Credit Builder Loan legit?
vibe credit union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
9:00AM - 12:00PM