Last Updated: 04/18/2025
WeStreet FCU Secured Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 8.25%(Verified 07/06/2024)
Amount Range
N/A
Loan Term (Months)
36 - 180
WeStreet FCU Secured Loan Review
WeStreet FCU Secured Loan is offered by WeStreet Federal Credit Union, a credit union founded in 1943 and based in Tulsa, OK. WeStreet FCU Secured Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for WeStreet FCU Secured Loan are on the lower end of the spectrum.
- Super long loan terms. WeStreet FCU Secured Loan offers loan terms of up to 180 months. Most personal loans have a maximum term of 60 months.
WeStreet FCU Secured Loan Pros & Cons
| Pros | Cons |
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WeStreet FCU Secured Loan FAQ
What interest rates and personal loan terms does WeStreet FCU Secured Loan offer?
What interest rates does WeStreet FCU Secured Loan offer?
WeStreet FCU Secured Loan offers a fixed APR personal loan product that starts at 8.25% APR.
What is the maximum loan term you can get with WeStreet FCU Secured Loan?
WeStreet FCU Secured Loan offers loans with terms of up to 180 months.
| Personal Loan Amount | N/A |
| Loan Term | 36 - 180 months |
| APR | Starting at 8.25% |
What fees does WeStreet FCU Secured Loan charge?
Does WeStreet FCU Secured Loan charge an origination fee?
WeStreet FCU Secured Loan may charge a personal loan origination fee .
Does WeStreet FCU Secured Loan charge a late fee?
WeStreet FCU Secured Loan does not disclose whether it charges late payment fees.
Does WeStreet FCU Secured Loan charge prepayment fees?
No, WeStreet FCU Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for WeStreet FCU Secured Loan?
WeStreet FCU Secured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. WeStreet FCU Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by WeStreet FCU Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does WeStreet FCU Secured Loan report your account activity to credit bureaus?
Yes, WeStreet FCU Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does WeStreet Federal Credit Union perform a hard credit pull?
Yes, WeStreet FCU Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are WeStreet FCU Secured Loan legit?
WeStreet Federal Credit Union was founded in 1943, it is a well-established company that has been in business for 83 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 6:00PM
Saturday
Closed