
Zing CU Credit Builder Loan
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APR | N/A |
Loan Amount | N/A |
Loan Term (Months) | Up to 24 months |
Zing CU Credit Builder Loan Review
Zing CU Credit Builder Loan is offered by Zing Credit Union, a credit union founded in 1934 and based in Denver, CO. zing credit builder loan are available in 50 states (and Washington, DC).
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Zing CU Credit Builder Loan early.
zing credit builder loan Pros & Cons
Pros | Cons |
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zing credit builder loan FAQ
What interest rates and personal loan terms does zing credit builder loan offer?
zing credit builder loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does zing credit builder loan offer?
zing credit builder loan offers a variable APR personal loan product but they do not disclose their interest rates.
What is the maximum loan term you can get with zing credit builder loan?
zing credit builder loan offers loans with terms of up to 24 months.
Personal Loan Amount | N/A |
Loan Term | up to 24 months |
APR | N/A |
What fees does zing credit builder loan charge?
Does zing credit builder loan charge an origination fee?
zing credit builder loan may charge a personal loan origination fee.
Does zing credit builder loan charge a late fee?
No, zing credit builder loan will not charge you a late fee if you miss one of the monthly payments.
Does zing credit builder loan charge prepayment fees?
No, zing credit builder loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | N/A |
Late Payment Fee | No |
What do you need to qualify for Zing CU Credit Builder Loan?
Zing CU Credit Builder Loan does not require or does not disclose a credit score minimum.Zing CU Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement. Zing CU Credit Builder Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Zing CU Credit Builder Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Zing CU Credit Builder Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
Minimum Age | N/A |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | N/A |
Are Zing CU Credit Builder Loan legit?
Zing Credit Union was founded in 1934, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
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1075 Acoma St
Denver, CO 80204 - (303) 573-1170
- Visit Site
- Email Support
Other Services by Zing Credit Union
Other Personal Loans by Zing Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Employment Statuses Considered |
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Immigration Status Considered |
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Joint Loan Applications Accepted |
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Military Status |
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Supported Income Types |
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Verification Documents Required |
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