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Last Updated: 04/18/2025

Zing CU Credit Builder Loan

in Personal Loans from Zing Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Variable APR)

N/A

Amount Range

N/A

Loan Term (Months)

Up to 24

Zing CU Credit Builder Loan Review

Zing CU Credit Builder Loan is offered by Zing Credit Union, a credit union founded in 1934 and based in Denver, CO. zing credit builder loan are available in 50 states and Washington, DC.

Key Takeaways

Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.

zing credit builder loan Pros & Cons

Pros

Cons

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Zing CU Credit Builder Loan does not report to credit bureaus.
Charges prepayment fees.
No co-sign option available.

zing credit builder loan FAQ

What interest rates and personal loan terms does zing credit builder loan offer?

zing credit builder loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does zing credit builder loan offer?

zing credit builder loan offers a variable APR personal loan product but they do not disclose their interest rates.

What is the maximum loan term you can get with zing credit builder loan?

zing credit builder loan offers loans with terms of up to 24 months.

zing credit builder loan Interest Rates & Loan Terms

Personal Loan Amount

N/A

Loan Term

up to 24 months

APR

N/A

What fees does zing credit builder loan charge?

Does zing credit builder loan charge an origination fee?

zing credit builder loan may charge a personal loan origination fee .

Does zing credit builder loan charge a late fee?

zing credit builder loan does not disclose whether it charges late payment fees.

Does zing credit builder loan charge prepayment fees?

No, zing credit builder loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

zing credit builder loan Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for Zing CU Credit Builder Loan?

Zing CU Credit Builder Loan does not require or does not disclose a credit score minimum.

Zing CU Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Zing CU Credit Builder Loan.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Proof of identity
Proof of citizenship or residence permit

zing credit builder loan Eligibility Criteria

Minimum Age

N/A

Bank Account Required?

Credit Score

N/A

Does Zing Credit Union perform a hard credit pull?

Yes, zing credit builder loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Zing CU Credit Builder Loan legit?

Zing Credit Union was founded in 1934, it is a well-established company that has been in business for 92 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1075 Acoma St

Denver, CO 80204

(303) 573-1170

Visit Site

Email Support

Hours of Operation

Sunday

All Day

Monday

All Day

Tuesday

All Day

Wednesday

All Day

Thursday

All Day

Friday

All Day

Saturday

All Day

Zing CU Credit Builder Loan

Get Competing Personal Loan Offers

Highlights

Zing CU Credit Builder Loan Review

Key Takeaways

zing credit builder loan Pros & Cons

zing credit builder loan FAQ

What interest rates and personal loan terms does zing credit builder loan offer?

What interest rates does zing credit builder loan offer?

What is the maximum loan term you can get with zing credit builder loan?

What fees does zing credit builder loan charge?

Does zing credit builder loan charge an origination fee?

Does zing credit builder loan charge a late fee?

Does zing credit builder loan charge prepayment fees?

What do you need to qualify for Zing CU Credit Builder Loan?

Does Zing Credit Union perform a hard credit pull?

Are Zing CU Credit Builder Loan legit?

Contact

Hours of Operation

Other Services by Zing Credit Union