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Last Updated: 04/18/2025

Zing Credit Union Personal Loans

in Personal Loans from Zing Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

APR (Variable APR)

9.99% - 18.00%(Verified 06/21/2024)

Amount Range

N/A


Loan Term (Months)

Up to 60

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Zing Credit Union Personal Loans Review

Zing Credit Union Personal Loans is offered by Zing Credit Union, a credit union founded in 1934 and based in Denver, CO. zing credit union personal loans are available in 50 states and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.

zing credit union personal loans Pros & Cons

zing credit union personal loans FAQ

What interest rates and personal loan terms does zing credit union personal loans offer?

What interest rates does zing credit union personal loans offer?

zing credit union personal loans offers a variable APR personal loan product that ranges from 9.99% APR up to 18.00% APR.

What is the maximum loan term you can get with zing credit union personal loans?

zing credit union personal loans offers loans with terms of up to 60 months.

What fees does zing credit union personal loans charge?

Does zing credit union personal loans charge an origination fee?

zing credit union personal loans may charge a personal loan origination fee .

Does zing credit union personal loans charge a late fee?

zing credit union personal loans does not disclose whether it charges late payment fees.

Does zing credit union personal loans charge prepayment fees?

No, zing credit union personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Zing Credit Union Personal Loans?

Zing Credit Union Personal Loans does not require or does not disclose a credit score minimum.
Zing Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Zing Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Proof of insurance
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Zing Credit Union perform a hard credit pull?

Yes, zing credit union personal loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Zing Credit Union Personal Loans legit?

Zing Credit Union was founded in 1934, it is a well-established company that has been in business for 92 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1075 Acoma St
Denver, CO 80204
Visit Site

Hours of Operation

Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day

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