Amco Personal Watercraft Insurance

Amco Personal Watercraft Insurance

in Personal Watercraft Insurance from Amco


Amco Personal Watercraft Insurance


in Personal Watercraft Insurance from Amco

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Financial Strength Rating A+

Amco Personal Watercraft Insurance Review

This review focuses on insurance for your personal watercraft. If you are looking for reviews on boat insurance, click here.

What is a personal watercraft?

Most people either call them water scooters or by one of three brands: Jet-Ski, WaveRunner, or Sea-Doo. The United States Coast Guard defines a personal watercraft (or PWC) as a boat less than 16 feet in length that is designed to carry one to three persons and is operated by someone on the the watercraft.

Do I need Jet-Ski and WaveRunner insurance?

Legal requirements vary by state. Most states require some level of liability insurance. If you financed it with a loan, your lender may require you to get comprehensive insurance.

Amco Personal Watercraft Insurance FAQ

Where does Amco do business?

Amco is an insurance carrier based in Houston, TX. The company was founded in 1987 and offers watercraft insurance in 33 states in the USA.

Highest possible financial rating. Amco scores the highest available financial rating, which is just what you want from the company responsible for paying for your insurance claims.

If you are looking for a personal watercraft insurance policy and you're wondering whether Amco Personal Watercraft Insurance is a good choice, read on.

How does Amco Personal Watercraft Insurance compare to other personal watercraft insurance companies?

Pros & Cons of Amco Personal Watercraft Insurance
Pros Cons
  • Locally available agents
  • No collision coverage
  • Does not offer comprehensive coverage
  • Does not include medical payments
  • No liability coverage
  • Does not offer an uninsured boater rider
  • No fuel spill liability coverage
  • No coverage for on-water towing and labor
  • Does not offer wreckage removal
  • Not many policy discounts available

What is the minimum and maximum liability coverage available?

Policyholders can request a liability coverage of $15,000 to $300,000.

What is the minimum and maximum deductible you can choose for a policy?

Adding a deductible to your insurance policy can reduce your premium. Amco Personal Watercraft Insurance offers deductibles of $250 to $1,000

What types of WaveRunner and Jet-Ski insurance coverage does Amco Personal Watercraft Insurance offer?

Most people don't think about it when they buy a small boat or jet ski, but there are several types of personal watercraft insurance coverage. In the event of an accident, you need the right coverage to protect yourself from property damage costs and liability. These are types of policy Amco offers.

Does Amco offer on-water towing and labor?

No, Amco does not offer on-water towing and labor to policyholders.

Does Amco provide wreckage removal?

No, Amco does not have wreckage removal as an available rider for personal watercraft insurance policies.

What is the financial strength rating of Amco Personal Watercraft Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Amco Personal Watercraft Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

How can I get a Amco Personal Watercraft Insurance quote?

  • Visit the Amco website.
  • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, personal watercraft information and documentation, your driver's license, and address.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  Available in 33 states
  • Arizona
  • California
  • Colorado
  • Delaware
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Max/Min Deductibles $250 - $1,000
Min/Max Liability Coverage $15,000 - $300,000
Vehicle Coverages
  • Comprehensive
Boaters Policy Endorsements Fishing Equipment & Carry-On Items
Vehicle Policy Endorsements
  • Emergency Roadside Service
  • Non-Owner Liability Coverage
Financial Strength Rating A+
Carrier Features Locally Available Agents

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