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  Amco Personal Watercraft Insurance

Amco Personal Watercraft Insurance

in Personal Watercraft Insurance from Amco

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Amco Personal Watercraft Insurance

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in Personal Watercraft Insurance from Amco

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Amco Personal Watercraft Insurance Review

This review focuses on insurance for your personal watercraft. If you are looking for reviews on boat insurance, click here.

What is a personal watercraft?

Most people either call them water scooters or by one of three brands: Jet-Ski, WaveRunner, or Sea-Doo. The United States Coast Guard defines a personal watercraft (or PWC) as a boat less than 16 feet in length that is designed to carry one to three persons and is operated by someone on the the watercraft.

Do I need Jet-Ski and WaveRunner insurance?

Legal requirements vary by state. Most states require some level of liability insurance. If you financed it with a loan, your lender may require you to get comprehensive insurance.

Where does Amco do business?

Amco is an insurance carrier based in Austin, TX. The company was founded in 1987 and offers watercraft insurance in 33 states in the USA.

If you are looking for a personal watercraft insurance policy and you're wondering whether Amco Personal Watercraft Insurance is a good choice, read on.

How does Amco Personal Watercraft Insurance compare to other personal watercraft insurance companies?

Pros & Cons of Amco Personal Watercraft Insurance
Pros Cons
  • Locally available agents
  • Comprehensive coverage
  • Medical payments
  • Liability coverage
  • No collision coverage
  • Does not offer an uninsured boater rider
  • No fuel spill liability coverage
  • No coverage for on-water towing and labor
  • Does not offer wreckage removal
  • Not many policy discounts available
  • What is the minimum and maximum liability coverage available?

    Policyholders can request a liability coverage of $15,000 to $300,000.

    What is the minimum and maximum deductible you can choose for a policy?

    Adding a deductible to your insurance policy can reduce your premium. Amco Personal Watercraft Insurance offers deductibles of $250 to $1,000

    What types of WaveRunner and Jet-Ski insurance coverage does Amco Personal Watercraft Insurance offer?

    Most people don't think about it when they buy a small boat or jet ski, but there are several types of personal watercraft insurance coverage. In the event of an accident, you need the right coverage to protect yourself from property damage costs and liability. These are types of policy Amco offers.

    Comprehensive coverage  helps pay to replace or repair your boat or jet ski if it's stolen or damaged in an incident that's not a collision. Comprehensive typically covers damage from fire, vandalism or falling objects (like a tree or hail).

    Medical Payments coverage, also known as MedPay coverage, pays medical expenses for you and any passengers in your vehicle who are injured during a boating accident or watercraft-related injury.

    Liability coverage may prevent you from paying out of pocket for medical bills and other related costs — like loss of income — when someone is injured in an accident that you caused. It also helps with the costs of repairing or replacing another person's boat or property when you damage it in an accident.

    Does Amco offer on-water towing and labor?

    No, Amco does not offer on-water towing and labor to policyholders.

    Does Amco provide wreckage removal?

    No, Amco does not have wreckage removal as an available rider for personal watercraft insurance policies.

    What is the financial strength rating of Amco Personal Watercraft Insurance?

    The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

    SuperMoney does not have enough data to provide a financial rating for Amco Personal Watercraft Insurance.

    How can I get a Amco Personal Watercraft Insurance quote?

    • Visit the Amco website.
    • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, personal watercraft information and documentation, your driver's license, and address.
    • Check the information is accurate and submit your application.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 33 states
    • Arizona
    • California
    • Colorado
    • Delaware
    • Georgia
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Maryland
    • Michigan
    • Minnesota
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oregon
    • Pennsylvania
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Virginia
    • Washington
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Max/Min Deductibles $250 - $1K
    Vehicle Policy Endorsements
    • Emergency Roadside Service
    • Non-Owner Liability Coverage
    Boaters Policy Endorsements
    • Fishing Equipment & Carry-On Items
    Carrier Features
    • Locally Available Agents
    Min/Max Liability Coverage $15K - $300K
    Comprehensive  
    Medical Payments  
    Liability  

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