Last Updated: 04/18/2025
SuperMoney User Recommendation Score +71
Strongly recommended7 total votes
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Highlights
Community Rating
Strongly recommended
Financial Strength Rating
A(Verified 04/18/2025)
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Number of Reviews
Amco Home Insurance Review
Amco Home Insurance is an insurance carrier based in Houston, TX. The company was founded in 1987 and offers home insurance in 1 state in the USA.
Amco Home Insurance FAQ
What is the financial strength rating of Amco Home Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Amco Home Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.
What types of coverage does Amco Home Insurance offer?
Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. Amco Home Insurance offers the following types of home insurance coverage:
Dwelling Coverage:
Also called "dwelling insurance." This is the part of your homeowner's insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.
Guest Medical Protection:
This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.
Liability Coverage:
The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.
Other Structures Coverage:
This covers structures on the residence premises separated from the dwelling by a clear space or connected to the dwelling by a fence, utility line, or related connection. Examples include a detached garage, tool shed, driveway, swimming pool, gazebo, or fence.
Personal Property Protection:
This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.
Reimbursed Living Expenses:
This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.
Amco Home Insurance customers can also add the following riders or endorsements to their home insurance policies:
Valuable Items:
Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.
What additional benefits does Amco Home Insurance offer?
Amco Home Insurance offers the following benefits to its customers:
24/7 Phone Availability:
Customer service is staffed around the clock.
Local Agents:
Perfect for people who prefer the personal touch of a local insurance agent.
Digital Claims Reporting:
Never fax or mail a document again.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +71, or 4.4 on a 5-point rating scale.
+71
-1000+100
No one recommends
Everyone recommends
Amco Home Insurance Community Reviews
Would you recommend Amco Home Insurance to your friends?
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
I was paying too much for my insurance one full and the other liability and was told by my cousin to try out this new insurance down the street so I did and turns out I was paying way too much for my previous insurance. a big plus was the agent she was super nice and helpful. The company has a dedicated staff that takes the time to develop an ...Show More
RA
Rachael A.
Mar 28, 2022
May or may not recommend
The agents are super nice and helpful and gives good insurance prices. The best cheap insurance money can buy.
BM
Bonnie M.
Feb 24, 2022
May or may not recommend
My overall experience wasn’t all that bad. Although it took some time before I heard anything from anyone, I admire their customer service abilities. They answered all of my questions. Thank you very much.
RA
Raphael A.
Jan 20, 2022
May or may not recommend
I was paying too much for my insurance one full and the other liability and was told by my cousin to try out this new insurance down the street so I did and turns out I was paying way too much for my previous insurance. a big plus was the agent she was super nice and helpful. The company has a dedicated staff that takes the time to ...Show More
BS
Bradley S.
Nov 18, 2021
May or may not recommend
They are a great insurance company with friendly staff, a good website, and really good rates!
PC
Patrick C.
Oct 7, 2021
May or may not recommend
If you want an affordable deductible then this is definitely the company to go with ,they have the cheapest hands down and the customer service is also 24/7 so at anytime if you need a quote or just a question about your policy they are happy to help . I literally saved over 140$ a month switching to Amco Home Insurance. Thanks Again i would definitely recommend their services.
Originsand T.
Jul 1, 2021
May or may not recommend
Calling to get a quote for auto insurance was easy. First an automated operator answered and then a friendly agent assisted me. She quickly asked me questions like date of birth, my drivers license and my car's vin number. Recommended!
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