Last Updated: 04/18/2025
SuperMoney User Recommendation Score +43
Mostly recommended7 total votes
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Highlights
Amco Auto Insurance Review
Amco is a car insurance carrier based in Houston, TX. The insurance company was founded in 1987 and offers car insurance in 1 state in the USA.
If you're considering whether Amco insurance is a good option for you, read on.
Amco insurance Pros & Cons
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Amco insurance FAQ
What types of car insurance coverage options does Amco insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Amco insurance customers can also add the following riders or endorsements to their insurance policies:
- Non-Owner Liability Coverage: This policy is designed for people who drive a vehicle they don't own. It is also used by businesses who want to provide coverage for their employees when they use their personal vehicles for work. In some cases this endorsement will also cover rental vehicles.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Amco insurance have roadside assistance?
Emergency Roadside Service available. Yes, Amco offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.Does Amco insurance offer ridesharing insurance?
No, Amco insurance does not offer ridesharing coverage as a rider or endorsement.What benefits does Amco insurance offer?
Amco insurance offers the following benefits to its customers:
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
How does Amco calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and Amco is no exception. However, you can be confident that Amco insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Amco insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Amco insurance insurance quote
- Visit the Amco website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
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Message from Amco insurance
Message from our editor
What We Love About Amco Auto Insurance
Amco is not actually an auto insurance provider but a company that helps people find the best insurance providers in Texas. They work with several different insurers throughout the state that offer various personal and commercial insurance solutions. We love that their focus is on helping consumers get the best insurance for their needs, no matter what company. Having this kind of industry support can make insurance shopping so much easier.
What Could Amco Auto Insurance Do Better?
The only real complaint we have is that the name of the company could be a bit misleading. After all, if they don’t actually sell insurance, their name should include something like “agency” or “independent,” or some other term that lets people know they’re just a third party service that connects people with insurance. In fact, they might earn more business this way because some consumers prefer to work with third-party services like this than to buy direct from insurers.
Amco's Backstory
Amco is part of the Nationwide Mutual Insurance Company. Founded in 1959 in Iowa, the company was designed to help consumers compare their insurance options and find the best coverage locally. Amco has spent years helping consumers find better insurance and has established relationships with insurance providers of all sizes to ensure that they can offer coverage to their consumers.
This branch of Amco specifically serves residents in Texas and can provide a variety of auto insurance solutions for drivers of all risk levels.
The Verdict
Amco offers a lot of options for affordable auto insurance with easy online applications and account access. They also have local agents available and offer local coverage for people who need it. However, the website is a bit dated and could use a refresher.