Last Updated: 11/05/2025
SuperMoney User Recommendation Score +43
Mostly recommended7 total votes
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Highlights
Amco Auto Insurance Review
Amco is a car insurance carrier based in Houston, TX. The insurance company was founded in 1987 and offers car insurance in 1 state in the USA.
If you're considering whether Amco insurance is a good option for you, read on.
Amco insurance Pros & Cons
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Amco insurance FAQ
What types of car insurance coverage options does Amco insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Amco insurance customers can also add the following riders or endorsements to their insurance policies:
- Non-Owner Liability Coverage: This policy is designed for people who drive a vehicle they don't own. It is also used by businesses who want to provide coverage for their employees when they use their personal vehicles for work. In some cases this endorsement will also cover rental vehicles.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Amco insurance have roadside assistance?
Emergency Roadside Service available. Yes, Amco offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Amco insurance offer ridesharing insurance?
No, Amco insurance does not offer ridesharing coverage as a rider or endorsement.
What benefits does Amco insurance offer?
Amco insurance offers the following benefits to its customers:
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
How does Amco calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and Amco is no exception. However, you can be confident that Amco insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Amco insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Amco insurance insurance quote?
- Visit the Amco website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Amco insurance
Message from our editor
What We Love About Amco Auto Insurance
Amco is not actually an auto insurance provider but a company that helps people find the best insurance providers in Texas. They work with several different insurers throughout the state that offer various personal and commercial insurance solutions. We love that their focus is on helping consumers get the best insurance for their needs, no matter what company. Having this kind of industry support can make insurance shopping so much easier.
What Could Amco Auto Insurance Do Better?
The only real complaint we have is that the name of the company could be a bit misleading. After all, if they don’t actually sell insurance, their name should include something like “agency” or “independent,” or some other term that lets people know they’re just a third party service that connects people with insurance. In fact, they might earn more business this way because some consumers prefer to work with third-party services like this than to buy direct from insurers.
Amco's Backstory
Amco is part of the Nationwide Mutual Insurance Company. Founded in 1959 in Iowa, the company was designed to help consumers compare their insurance options and find the best coverage locally. Amco has spent years helping consumers find better insurance and has established relationships with insurance providers of all sizes to ensure that they can offer coverage to their consumers.
This branch of Amco specifically serves residents in Texas and can provide a variety of auto insurance solutions for drivers of all risk levels.
The Verdict
Amco offers a lot of options for affordable auto insurance with easy online applications and account access. They also have local agents available and offer local coverage for people who need it. However, the website is a bit dated and could use a refresher.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +43, or 3.9 on a 5-point rating scale.
+43
-1000+100
No one recommends
Everyone recommends
Amco Auto Insurance Community Reviews
Would you recommend Amco Auto Insurance to your friends?
U
Anonymous
Nov 5, 2025
May or may not recommend
Fast Friendly Service and offers the lowest rates
Amco represents over 50 A rated carriers in Texas
IG
Irma G.
Jun 1, 2023
May or may not recommend
Amco Remove agent was rude and I was overcharged
I paid my insurance late for the month of May 2023 I understand that there's a late
late fee charge
that's included but I was overcharged I'm aware what the fees are and how much it would come out to when paying my car insurance late ,but when I was overcharged $20 more I question the agent about the ...Show More
MR
Mo'nyia R.
Jul 27, 2021
May or may not recommend
From most of the reviews I've read, Amco Auto Insurance has a lot of great perks such as Emergency Roadside Assistance and awesome customer service, but they don't have 24/7 phone availability, and their services are only available in Texas. However, for those who reside in Texas, and are searching for affordable insurance, this would be a very good choice.
JM
Jason M.
Sep 12, 2018
May or may not recommend
This company hires some of the nicest people. They're always in a cheerful mood when I come in. I had gotten kicked out or my previous insurance company when they found out my truck had a lift kit (which I didn't know was a problem) and the ladies at Amco were able to find me a better rate. Super happy!
MG
Mario G.
Sep 11, 2018
May or may not recommend
I've been a loyal customer for over 5 years. They've always treated me well. The agents at the office I go to are really helpful and it seems like they really care about their clients.
AH
Araceli H.
Aug 27, 2018
May or may not recommend
A pretty good company I had State Farm before about seven years ago then I switched to another small mom and pop insurance agency after that I did some research and looked around and found this company Remco and Amco insurance Seem a decent size and have a long background & been in business for a while
The “took about 1520 minutes because they were trying to find ...Show More
U
Anonymous
Mar 25, 2018
May or may not recommend
talked to one of your suposive presidents about a job he listed very vulgar and threatening. even using company letterhead very professional.
my reply
you to realize your talking having the person work 70 hr weeks for 2200 a month. thays less than 8 an hr and no it or benifits being offered. most fast food places start now at 12 an hr
his replies sent 2 diffrent ...Show More
Showing 7 of 7 reviews
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