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Last Updated: 04/18/2025

AccountNow Prepaid Visa Card

from Green Dot Bank

Last Updated: 04/18/2025

AccountNow Prepaid Visa Card logo
Mostly not recommended14 total votes
5 users recommend
9 users don't recommend

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Highlights

Community Rating

Mostly not recommended

Monthly Service Fee

$9.95(Verified 06/21/2024)
Disclaimer popup with additional information

Card Reload Fee

$5.95

Number of Reviews

14

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AccountNow Prepaid Visa Card Review

The AccountNow Prepaid Visa Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. AccountNow Prepaid Visa Card only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

AccountNow Prepaid Visa Card Pros & Cons

AccountNow Prepaid Visa Card FAQ

Who issues AccountNow Prepaid Visa Card?

AccountNow Prepaid Visa Card is issued by Green Dot Bank, which is based in Pasadena, CA and was founded in 1999.

What fees does AccountNow Prepaid Visa Card charge?

AccountNow Prepaid Visa Card charges a monthly fee of up to $9.95.

How Much Does AccountNow Prepaid Visa Card Cost?

Green Dot Bank charges a $4.95 fee when you first activate the card.
Notice this card charges a monthly maintenance fee of up to $9.95.
There is a reload fee of up to $5.95 fee every time you reload the card.

Does AccountNow Prepaid Visa Card charge an activation fee?

AccountNow Prepaid Visa Card charges an activation fee of $4.95 .

What is the daily ATM withdrawal for AccountNow Prepaid Visa Card?

AccountNow Prepaid Visa Card has a daily ATM withdrawal limit of $300.

What is daily direct deposit limit for AccountNow Prepaid Visa Card?

It looks like AccountNow Prepaid Visa Card does not have a set daily direct deposit limit.

What is the Card Replacement Fee for AccountNow Prepaid Visa Card?

It looks like AccountNow Prepaid Visa Card does not charge a card replacement fee.

What is the Maximum Balance for AccountNow Prepaid Visa Card?

The maximum balance you can have on AccountNow Prepaid Visa Card is $10,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for AccountNow Prepaid Visa Card

  • Visit the Green Dot Bank website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

AccountNow Prepaid Visa Card logo

Message from AccountNow Prepaid Visa Card

Green Dot Corporation is a financial technology leader and bank holding company with a mission to power the banking industry’s branchless future. Enabled by proprietary technology and Green Dot’s wholly-owned commercial bank charter, Green Dot’s “Banking as a Service” platform is used by a growing list of America’s most prominent consumer and technology companies to design and deploy their own bespoke banking solutions to their customers and partners; while Green Dot uses that same integrated technology and banking platform to design and deploy its own leading collection of banking and financial services products directly to consumers through one of the largest retail banking distribution platforms in America. Green Dot products can be acquired through more than 100,000 retailers nationwide, thousands of corporate paycard partners, several “direct-2-consumer” branded websites, thousands of tax return preparation offices and accounting firms, thousands of neighborhood check cashing locations and both of the leading app stores. Green Dot Corporation is headquartered in Pasadena, California, with additional facilities throughout the United States and in Shanghai, China.

A market innovator since 2004, AccountNow is the trusted brand in providing alternative online banking solutions to the over 40 million people living in the country who have been turned away by banks because of ChexSystems or other banking issues. Once you have received your prepaid card, you can make purchases everywhere Visa debit cards are accepted. You can also use it to access cash at millions of ATMs.

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Message from our editor

What We Love About AccountNow Prepaid Cards

Perhaps the best feature of AccountNow prepaid credit cards is that consumers can apply and obtain these cards with no credit check or bank account required. There is no minimum balance required on these cards, and users will never have to worry about over-drafting because the card is prepaid and will not work if the funds are not available. It’s basically a foolproof way to have a credit card and save yourself from a ton of debt.
It’s also a great way for people who have bad credit, no credit, or who are trying to rebuild credit after a bankruptcy to gain access to a credit card. If they are even available, unsecured credit cards will typically have high interest rates and low credit limits. This type of card gives consumers more freedom.

What Could AccountNow Do Better?

AccountNow does have low fees, but there are a lot of them, and they could add up if you use the card on a regular basis. They do offer a Gold Visa for people who want to eliminate fees and improve their options. We don’t like the low ATM limit for daily withdrawals-- but that’s pretty standard for the prepaid card industry.

AccountNow Backstory

AccountNow Inc. was founded as a financial services company in 2003. The company was created to provide Americans with a lending partner when they have been denied by traditional banks. The company is a leading provider of prepaid cards, proving to be quite successful thus far. They have multiple prepaid cards to choose from to cater to different needs, along with a large network of financial services for reloading cards.

The Verdict

For those with bad credit or who are trying to rebuild their credit, the AccountNow prepaid card could be the ideal solution. It’s also great for those who don’t want a traditional credit card or who want more control over their finances.

Contact

Headquarters

3465 E Foothill Blvd
Pasadena, CA 91107
Visit Site
Email Support

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Signature Purchase Transaction Fee

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PIN Purchase Transaction Fee

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Card Reload Fee

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Disclaimer popup with additional information

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AccountNow Gold Visa Prepaid Card logo

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SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -29, or 2.4 on a 5-point rating scale.

-29

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

AccountNow Prepaid Visa Card Community Reviews

Would you recommend AccountNow Prepaid Visa Card to your friends?

CG

Christa G.

Jun 2, 2023

May or may not recommend

Account now Bank closed more than 45 days ago and I still have not received a $3,000 Plus that was in my account at that time.. cannot even get through to live person on phone anymore where's my money?

AE

Art E.

Dec 31, 2022

May or may not recommend

The only thing I can mention about this experience is, IT WAS ALL BAD !!! Not only countless hours trying to get my investment out of the institution but haven't even received the luxuary of buying a pack of chewing gum with this card. two weeks past and have gotten NOWHERE! They have quite frankly stolen from myself and family with no repercussions for their blatant thieving practices. If I ...Show More

LM

Ladonna M.

Nov 4, 2022

May or may not recommend

Horrible!! Absolutely horrible! Closed my account after nearly 10 years without notice or reasoning. I reached out to BBB to file a complaint and it was ONLY then that someone reached out. Not even to mention the horrible customer service representative that I finally spoke with was playing like it was a recording until I called her out on it! Shameful to say the least that they have not had ...Show More

Stephanie C. avatar image

Stephanie C.

Jul 13, 2022

May or may not recommend

Thieves some one need to put these ppl in jail... Stay away. anyone who give know how to go about helping close this company down speak up.

Butta C. avatar image

Butta C.

Jul 13, 2022

May or may not recommend

Made me pay $25 to have a card overnighted on a Friday morning and now it is Wednesday and still no card! They telling me to wait til thursday which will be a whole week since i order the card. they took out already debited a $9.95 maintenance fee!!!! So that’s $45 they still havent recieved card but yet they still taking mo neu out.. RUN DO NOT USE THIS ...Show More

DJ

Danielle J.

Mar 15, 2022

May or may not recommend

Terrible customer service. Representative canceled my card without my permission and then charged me to get a new one. Please stay away from this card service. Never had a good experience with them. Beware!!!!

JG

Jeffery G.

Oct 1, 2021

May or may not recommend

I used their card for years, it expired, they sent a new one, it expired June 2021, I called, they said I have to verify my identity. I send a few bills, picture of my ID, whatever they asked for, I called they said 24 to 72 hours to review what I sent, but they review it at back office, which nobody knows where it is or how to ...Show More

TD

Tracye D.

Mar 15, 2021

May or may not recommend

ACCOUNTNOW ARE THIEVES! The stimulus was going to deposit the next day - so they came up with a bogus fraud charge on my account - they charged me for the fraud charge then cancelled the card made me pay $25 to have a card overnighted on a Friday morning and now it is Monday and still no card! I haven’t used the card since December of last ...Show More

FB

Fredricka B.

Feb 3, 2021

May or may not recommend

Get paid on time! No hassles! Fast and friendly customer service

DC

Dale C.

Jul 7, 2020

May or may not recommend

My son passed away. I sent a court order stating that they were to provided account information to me. I was never contacted. I then secured a court order that they were to send me the remaining funds in his debit card account. Again, no contact. After six calls they are sending me a check, but it is payable to my deceased son, and not ...Show More

U

Anonymous

Jan 19, 2020

May or may not recommend

Works for my needs. Have had this card almost 2 years now with no problem...

U

Anonymous

Sep 5, 2019

May or may not recommend

Greatfor business help a whole lot love it every set

Darryl W. avatar image

Darryl W.

Jul 2, 2019

May or may not recommend

This is a great card to have especially if your trying to build credit or manage money

HM

Hyacinth M.

Jan 10, 2019

May or may not recommend

great card, use it for everything, bills, online shopping, i just love it

Showing 14 of 14 reviews

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