What We Love About AccountNow Prepaid Cards

Perhaps the best feature of AccountNow prepaid credit cards is that consumers can apply and obtain these cards with no credit check or bank account required. There is no minimum balance required on these cards, and users will never have to worry about over-drafting because the card is prepaid and will not work if the funds are not available. It’s basically a foolproof way to have a credit card and save yourself from a ton of debt.

It’s also a great way for people who have bad credit, no credit, or who are trying to rebuild credit after a bankruptcy to gain access to a credit card. If they are even available, unsecured credit cards will typically have high interest rates and low credit limits. This type of card gives consumers more freedom.

What Could AccountNow Do Better?

AccountNow does have low fees, but there are a lot of them, and they could add up if you use the card on a regular basis. They do offer a Gold Visa for people who want to eliminate fees and improve their options. We don’t like the low ATM limit for daily withdrawals-- but that’s pretty standard for the prepaid card industry.

AccountNow Backstory

AccountNow Inc. was founded as a financial services company in 2003. The company was created to provide Americans with a lending partner when they have been denied by traditional banks. The company is a leading provider of prepaid cards, proving to be quite successful thus far. They have multiple prepaid cards to choose from to cater to different needs, along with a large network of financial services for reloading cards.

The Verdict

For those with bad credit or who are trying to rebuild their credit, the AccountNow prepaid card could be the ideal solution. It’s also great for those who don’t want a traditional credit card or who want more control over their finances.