AccountNow Gold Visa Prepaid Card Review

The AccountNow Gold Visa Prepaid Card is a prepaid card designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards also have the advantage of making it impossible for cardholders to incur in overdraft fees.

AccountNow Gold Visa Prepaid Card has the benefit that it doesn’t charge an activation fee or transaction fees, but it does have a relatively expensive monthly fee.

Its main advantages are:

- There is no credit check. Approval is guaranteed

- No minimum balance

- No chance of overdraft fees or bounced checks

- Large reload Network

AccountNow Gold Visa Prepaid Card is issued by MetaBank, an FDIC member based in Storm Lake, Iowa. Metabank is a savings association that was established in 1954 and has $2.96 billion in assets. MetaBank issues a selection prepaid cards through several marketing companies, such as AccountNow and NetSpend. 

How Much Does AccountNow Gold Visa Prepaid Card Cost?

There is no charge to activate AccountNow Gold Visa Prepaid Card account but there is a monthly maintenance fee of $9.95.

There is no fee for adding money to your account by direct deposit or using money transfer services. However, third party money transfer services may charge a fee.

Withdrawing cash from an ATM has a $2.50 fee per transaction. You can avoid the fee by getting cash back when shopping at stores that offer this service.

What Are The Terms and Fees for AccountNow Gold Visa Prepaid Card?

Here are the key terms and fees to consider:

-          Daily ATM withdrawal limit of $500

-          Daily Direct Deposit of $10,000

-          Maximum Balance of $10,000

-          Card Replacement Fee of $10

-          Out of Network ATM Withdrawal Fee of $2.5 ($4.95 for international ATM withdrawals)

-          International transaction fee of 3%