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Last Updated: 04/18/2025

Amica Mutual Renters Insurance

from Amica Mutual

Last Updated: 04/18/2025

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Highlights

Financial Strength Rating

A+(Verified 04/18/2025)

Home and Renters Insurance Riders

Earthquake Coverage
Identity Theft Protection
Sewage and Drain Backup Coverage
Valuable Items

Home and Renters Insurance

Guest Medical Protection
Personal Property Protection
Reimbursed Living Expenses
Renters Liability Coverage

Amica Mutual Renters Insurance Review

Amica Mutual Renters Insurance is an insurance carrier based in Lincoln, RI. The company was founded in 1907 and offers renters insurance in 48 states (and Washington, DC).

Amica Mutual Renters Insurance FAQ

What is the financial strength rating of Amica Mutual Renters Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Amica Mutual Renters Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

What types of coverage does Amica Mutual Renters Insurance offer?

Renters insurance includes a wide range of coverages. One of the best ways to save money on your policy is to only pay for the coverage you need. Amica Mutual Renters Insurance offers the following types of renters insurance coverage:

Guest Medical Protection:

This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.

Personal Property Protection:

This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.

Reimbursed Living Expenses:

This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.

Renters Liability Coverage:

If a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability coverage can help to cover the associated legal costs and related damages. For example, if a visitor accidentally trips and falls in your apartment and breaks a leg, your renters insurance policy may be able to help protect you.

Amica Mutual Renters Insurance customers can also add the following riders or endorsements to their renters insurance policies:

Earthquake Coverage:

This covers some of the losses and damage that earthquakes can cause to your home, belongings, and other buildings on your property.

Identity Theft Protection:

This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.

Sewage and Drain Backup Coverage:

This coverage helps you repair water damage from overflowing drains and sewers, broken sump pumps, and damage that results from water moving from the ground up.

Valuable Items:

Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.

How can you save money on a Amica Mutual Renters Insurance renters insurance policy?

When you ask for a quote with Amica Mutual Renters Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.

Alarm System.
Home Monitoring System.
Smoke Detectors.

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Amica Mutual Renters Insurance.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

100 Amica Way

Lincoln, RI 02865

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 5:00PM

Friday

8:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.