Amica Mutual Boaters Insurance

Amica Mutual Boaters Insurance FAQ

What types of boat insurance coverage does Amica Mutual Boaters Insurance offer?

• Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.

• Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.

• Hurricane Coverage: Pays for the damages caused by tropical storms, tornadoes, windstorms, and hurricanes.

What benefits does Amica Mutual Boaters Insurance offer?

• Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.

• Digital Claims Reporting: Never fax or mail a document again.

What discounts can you ask for when applying for a policy with Amica Mutual Boaters Insurance?

• Diesel Engines: If your boat has diesel engines, you can request a deduction, particularly from your physical damage coverage.

What is the financial strength rating of Amica Mutual Boaters Insurance?