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Boaters Insurance
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Last Updated: 04/18/2025

Amica Mutual Boaters Insurance

in Boaters Insurance from Amica Mutual

Last Updated: 04/18/2025

Amica Mutual Boaters Insurance logo
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Financial Strength Rating

A+(Verified 04/18/2025)

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Amica Mutual Boaters Insurance Review

Amica Mutual Boaters Insurance is an insurance carrier with headquarters in Lincoln, RI. The company was established in 1907 and offers boat insurance in 50 states (and Washington, DC).

Amica Mutual Boaters Insurance FAQ

What types of boat insurance coverage does Amica Mutual Boaters Insurance offer?

Although we often talk about boat insurance in the singular, it really includes several types of coverage. Amica Mutual Boaters Insurance offers the following types of coverage:
  • Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.
Amica Mutual Boaters Insurance also provides access to the following endorsements:
  • Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.
  • Hurricane Coverage: Pays for the damages caused by tropical storms, tornadoes, windstorms, and hurricanes.

What benefits does Amica Mutual Boaters Insurance offer?

Amica Mutual Boaters Insurance offers the following benefits to its customers:
  • Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
  • Digital Claims Reporting: Never fax or mail a document again.

What discounts can you ask for when applying for a policy with Amica Mutual Boaters Insurance?

When you ask for a quote with Amica Mutual Boaters Insurance, make sure you ask for all the discounts you qualify for. These are the discounts you can claim that are specific to boat insurance.
  • Diesel Engines: If your boat has diesel engines, you can request a deduction, particularly from your physical damage coverage.
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Amica Mutual Boaters Insurance.

What is the financial strength rating of Amica Mutual Boaters Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.
Amica Mutual Boaters Insurance scores an A+, SuperMoney's highest available rating.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

100 Amica Way
Lincoln, RI 02865
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed

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