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Cascade FCU Savings Accounts Unaffiliated

Cascade FCU Savings Accounts

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Highlights
Monthly Maintenance Fee $0
(Verified 11/18/2023)
APY (Annual Percentage Yield) Up to 0.20%
(Verified 11/18/2023)
Minimum Balance to Earn APY $50

Cascade FCU Savings Accounts Review

Cascade FCU Savings Accounts is offered by Cascade Federal Credit Union, a credit union founded in 1952 and based in Kent, WA. Cascade FCU Savings Accounts are available in 50 states (and Washington, DC).

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.20%.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Cascade FCU Savings Accounts does not charge fees on ATM transactions.

Cascade FCU Savings Accounts Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • No signup bonus.

Cascade FCU Savings Accounts FAQ

Are savings accounts from Cascade Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Cascade Federal Credit Union offer a signup bonus?

Cascade FCU Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Cascade FCU Savings Accounts?

The minimum deposit to open a Cascade FCU Savings Accounts is $5.
Cascade FCU Savings Accounts Minimums
Description
Minimum Balance to Earn APY $50
Minimum Opening Deposit $5 - $10
Minimum Required Balance $5

What APY does Cascade FCU Savings Accounts offer?

Cascade FCU Savings Accounts offers an APY up to 0.20% (APY stands for annual percentage yield, rates may change).

What fees does Cascade FCU Savings Accounts charge?

Cascade FCU Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Cascade FCU Savings Accounts offer?

This savings account includes the following features:

  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Cascade FCU Savings Accounts allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Cascade FCU Savings Accounts?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Cascade FCU Savings Accounts?

The customer support email for Cascade FCU Savings Accounts is eservices@cascadefcu.org.

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Other Savings Accounts by Cascade Federal Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Balance to Earn APY $50
Minimum Opening Deposit $5 - $10
Minimum Required Balance $5
Monthly Maintenance Fee $0
(Verified 11/18/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Debit Card
  • Automatic Transfers
  • Insured by NCUA
APY (Annual Percentage Yield) Up to 0.20%
(Verified 11/18/2023)

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