SuperMoney
  Citizens NB of Cheboygan Savings Account
Citizens NB of Cheboygan Savings Account Unaffiliated

Citizens NB of Cheboygan Savings Account

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Citizens NB of Cheboygan Savings Account to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Maintenance Fee $0 - $4
(Verified 08/04/2023)
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY N/A

Citizens NB of Cheboygan Savings Account Review

Citizens NB of Cheboygan Savings Account is offered by Citizens National Bank of Cheboygan savings accounts, a bank founded in 1931 and based in Cheboygan, MI. Citizens National Bank savings account are available in 1 state across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of up to $4, but the fee is waived if you keep a minimum balance of $300.
  • Small minimum initial deposit. You only need $10 to open an account.

Citizens National Bank savings account Pros & Cons

Pros Cons
  • Access to physical branches.
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • Does not earn interest.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • No signup bonus.

Citizens National Bank savings account FAQ

Are savings accounts from Citizens National Bank of Cheboygan savings accounts federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Citizens National Bank of Cheboygan offer a signup bonus?

Citizens National Bank savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Citizens National Bank savings account?

The minimum deposit to open a Citizens National Bank savings account is $10.
Citizens NB of Cheboygan Savings Account Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Opening Deposit Starting at $10

What APY does Citizens NB of Cheboygan Savings Account offer?

Citizens National Bank savings account is not an interest-bearing account.

What fees does Citizens National Bank savings account charge?

Citizens National Bank savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $300.

  • Outgoing domestic bank transfers come with a $50 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Citizens National Bank savings account charges a $20 fee for an early account closure. Contact Citizens National Bank savings account for more details on what is considered an early closure.

What features and perks does Citizens National Bank savings account offer?

This savings account includes the following features:

  • Fraud monitoring - Citizens National Bank savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Citizens National Bank savings account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Citizens National Bank savings account?

The customer support email for Citizens National Bank savings account is info@cnbismybank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Citizens National Bank of Cheboygan

Icon for Savings Accounts
View all savings accounts offered by Citizens National Bank of Cheboygan

Other Savings Accounts by Citizens National Bank of Cheboygan

Loading...

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Opening Deposit Starting at $10
Monthly Maintenance Fee $0 - $4
(Verified 08/04/2023)
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
Bank Teller Fee $0
Returned Deposit Fee (Domestic) $35
Early Account Closure $20
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Branch Access
  • Member FDIC

Be the first to rate

 

Would you recommend Citizens NB of Cheboygan Savings Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Savings Accounts