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Last Updated: 04/18/2025

Crescent Bank Personal Savings Account

from Crescent Bank

Last Updated: 04/18/2025

Crescent Bank logo
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APY (Annual Percentage Yield)

1.70%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $100

Minimum Balance to Earn APY

N/A

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Crescent Bank Personal Savings Account Review

Crescent Bank Personal Savings Account is offered by Crescent Bank, a bank founded in 1991 and based in Metairie, LA. Crescent Bank Savings Account are available in 50 states and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 1.70%, which is much higher than the average interest rate for a savings account.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • $100 minimum opening deposit. This is a typical minimum initial deposit.
  • No ATM fees. Crescent Bank Personal Savings Account does not charge fees on ATM transactions .

Crescent Bank Savings Account Pros & Cons

Crescent Bank Savings Account FAQ

Are savings accounts from Crescent Bank federally insured?

Yes, your Crescent Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #33492). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Crescent Bank offer a signup bonus?

Crescent Bank Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Crescent Bank Savings Account?

The minimum deposit to open a Crescent Bank Savings Account is $100.

What APY does Crescent Bank Personal Savings Account offer?

Crescent Bank Savings Account offers an APY of 1.70% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Crescent Bank Savings Account charge?

Crescent Bank Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does Crescent Bank Savings Account offer?

    This savings account includes the following features:
    • Mobile Banking Services - Crescent Bank Savings Account allows you to manage your money online or with a mobile app.

    Can you set up a direct deposit to Crescent Bank Savings Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    2121 Airline Dr Suite 400
    Metairie, LA 70001
    (877) 831-3334
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 4:00PM
    Tuesday
    8:00AM - 4:00PM
    Wednesday
    8:00AM - 4:00PM
    Thursday
    8:00AM - 4:00PM
    Friday
    8:00AM - 4:00PM
    Saturday
    Closed

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    APY (Annual Percentage Yield)

    2.20%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $100K

    Minimum Balance to Earn APY

    N/A

    Visit Site

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Crescent Bank Personal Savings Account Community Reviews

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