Crescent Bank Personal Savings Account
Crescent Bank Personal Savings Account
in Savings Accounts from Crescent Bank · Member FDIC

Crescent Bank Personal Savings Account

in Savings Accounts from Crescent Bank · Member FDIC
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Monthly Fee $0
(Verified 02/14/2023)
APY (Annual Percentage Yield) 1.70%
(Verified 02/14/2023)
Minimum Balance to Earn APY N/A

Crescent Bank Personal Savings Account Review

Crescent Bank Personal Savings Account is offered by Crescent Bank, a bank founded in 1991 and based in Metairie, LA. Crescent Bank Personal Savings Account are available in 50 states (and Washington, DC).

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.70%, which is much higher than the average interest rate for a savings account.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. Crescent Bank Personal Savings Account does not charge fees on ATM transactions.

Crescent Bank Savings Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High variable APY.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card

Crescent Bank Savings Account FAQ

Are savings accounts from Crescent Bank federally insured?

Yes, your Crescent Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #33492). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Crescent Bank offer a signup bonus?

Crescent Bank Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Crescent Bank Savings Account?

The minimum deposit to open a Crescent Bank Savings Account is $100.
Crescent Bank Personal Savings Account Minimums
Minimum Opening Deposit Starting at $100

What APY does Crescent Bank Personal Savings Account offer?

Crescent Bank Savings Account offers an APY of 1.70% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only savings accounts, which is around 1% APY.

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Crescent Bank Savings Account charge?

Crescent Bank Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Crescent Bank Savings Account offer?

This savings account includes the following features:

  • Mobile Banking Services - Crescent Bank Savings Account allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Crescent Bank Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 4:00pm
  • Friday 8:00am - 4:00pm
  • Saturday Closed

Other Services by Crescent Bank

Icon for Savings Accounts
View all savings accounts offered by Crescent Bank


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $100
Monthly Fee $0
(Verified 02/14/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Mobile Banking
APY (Annual Percentage Yield) 1.70%
(Verified 02/14/2023)

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