Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
1.70%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $100
Minimum Balance to Earn APY
N/A
Crescent Bank Personal Savings Account Review
Crescent Bank Personal Savings Account is offered by Crescent Bank, a bank founded in 1991 and based in Metairie, LA. Crescent Bank Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 1.70%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. Crescent Bank Personal Savings Account does not charge fees on ATM transactions.
Crescent Bank Savings Account Pros & Cons
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Crescent Bank Savings Account FAQ
Are savings accounts from Crescent Bank federally insured?
Yes, your Crescent Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #33492). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Crescent Bank offer a signup bonus?
Crescent Bank Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Crescent Bank Savings Account?
The minimum deposit to open a Crescent Bank Savings Account is $100.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Crescent Bank Personal Savings Account offer?
Crescent Bank Savings Account offers an APY of 1.70% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Crescent Bank Savings Account charge?
Crescent Bank Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Crescent Bank Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Crescent Bank Savings Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to Crescent Bank Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday8:00AM - 4:00PMTuesday8:00AM - 4:00PMWednesday8:00AM - 4:00PMThursday8:00AM - 4:00PMFriday8:00AM - 4:00PMSaturdayClosed
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APY (Annual Percentage Yield)
2.20%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $100K
Minimum Balance to Earn APY
N/A
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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