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Last Updated: 04/18/2025

E-Central Credit Union Business Savings Account

from E-Central Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.05%(Verified 06/21/2024)

Minimum Opening Deposit

$25

Minimum Balance to Earn APY

$250

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E-Central Credit Union Business Savings Account Review

E-Central Credit Union Business Savings Account is offered by E-Central Credit Union, a credit union founded in 1943 and based in Pasadena, CA. E-Central Credit Union Business Savings Account are available in 1 state.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.

E-Central Credit Union Business Savings Account Pros & Cons

E-Central Credit Union Business Savings Account FAQ

Are savings accounts from E-Central Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does E-Central Credit Union offer a signup bonus?

E-Central Credit Union Business Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for E-Central Credit Union Business Savings Account?

The minimum deposit to open a E-Central Credit Union Business Savings Account is $25.00.

What APY does E-Central Credit Union Business Savings Account offer?

E-Central Credit Union Business Savings Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does E-Central Credit Union Business Savings Account charge?

E-Central Credit Union Business Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $25.00 fee.
  • Outgoing international bank transfers come with a $40.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • E-Central Credit Union Business Savings Account charges $3.00 every time you request a paper statement.

What features and perks does E-Central Credit Union Business Savings Account offer?

This savings account includes the following features:
  • Mobile Banking Services - E-Central Credit Union Business Savings Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to E-Central Credit Union Business Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for E-Central Credit Union Business Savings Account?

The customer support email for E-Central Credit Union Business Savings Account is info@ecentralcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

990 S Fair Oaks Ave
Pasadena, CA 91105
(626) 799-6000
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:30AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:30AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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APY (Annual Percentage Yield)

0.05%
Disclaimer popup with additional information

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0
Visit Site

E-Central Credit Union logo

APY (Annual Percentage Yield)

0.05%
Disclaimer popup with additional information

Minimum Opening Deposit

$10

Minimum Balance to Earn APY

$10

E-Central Credit Union logo

APY (Annual Percentage Yield)

0.05%
Disclaimer popup with additional information

Minimum Opening Deposit

$25

Minimum Balance to Earn APY

$250

E-Central Credit Union logo

APY (Annual Percentage Yield)

0.05%
Disclaimer popup with additional information

Minimum Opening Deposit

$10

Minimum Balance to Earn APY

$10

E-Central Credit Union logo

APY (Annual Percentage Yield)

0.05%
Disclaimer popup with additional information

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0

E-Central Credit Union logo

APY (Annual Percentage Yield)

0.05%
Disclaimer popup with additional information

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0

SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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