Members First Credit Union Utah Budget Accounts Review

Members First Credit Union Utah Budget Accounts is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members First Credit Union Utah Budget Accounts is available in 1 state across the USA.

• Higher than average APY. Members First Credit Union Utah Budget Accounts has an annual percentage yield of up to 0.10%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $5.
• Small minimum initial deposit. You only need $5 to open an account.
• Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union - Utah.

Are savings accounts from Members First Credit Union - Utah federally insured?

Yes, your Members First Credit Union - Utah savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Members First Credit Union - Utah offer a signup bonus?

Members First Credit Union Utah Budget Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Members First Credit Union Utah Budget Accounts?

What APY does Members First Credit Union - Utah offer?

Members First Credit Union Utah Budget Accounts offers an APY up to 0.10% (APY stands for annual percentage yield, rates may change).

What fees does Members First Credit Union Utah Budget Accounts charge?

Members First Credit Union Utah Budget Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $15 fee.
• Outgoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Members First Credit Union Utah Budget Accounts charges a $5 fee for an early account closure. Contact Members First Credit Union Utah Budget Accounts for more details on what is considered an early closure.

What features and perks does Members First Credit Union Utah Budget Accounts offer?

This savings account includes the following features:

• Fraud monitoring - Members First Credit Union Utah Budget Accounts monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Members First Credit Union Utah Budget Accounts allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Members First Credit Union Utah Budget Accounts?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.