Members First Credit Union Utah Christmas Club

Members First Credit Union Utah Christmas Club Review

Members First Credit Union Utah Christmas Club is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members First Credit Union Utah Christmas Club are available in 1 state across the USA.

Key Takeaways

• Higher than average APY. Members First Credit Union Utah Christmas Club has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $5 to earn that interest rate.

Members First Credit Union Utah Christmas Club Pros & Cons

Members First Credit Union Utah Christmas Club FAQ

Are savings accounts from Members First Credit Union - Utah federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Members First Credit Union - Utah offer a signup bonus?

Members First Credit Union Utah Christmas Club doesn't offer a signup bonus.

What is the minimum initial deposit for Members First Credit Union Utah Christmas Club?

What APY does Members First Credit Union Utah Christmas Club offer?

Members First Credit Union Utah Christmas Club offers an APY up to 0.25% (APY stands for annual percentage yield, rates may change).

What fees does Members First Credit Union Utah Christmas Club charge?

Members First Credit Union Utah Christmas Club does not charge a monthly service fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $15 fee.
• Outgoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Members First Credit Union Utah Christmas Club charges a $5 fee for an early account closure. Contact Members First Credit Union Utah Christmas Club for more details on what is considered an early closure.

What features and perks does Members First Credit Union Utah Christmas Club offer?

This savings account includes the following features:

• Fraud monitoring - Members First Credit Union Utah Christmas Club monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Members First Credit Union Utah Christmas Club allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Members First Credit Union Utah Christmas Club?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Members First Credit Union Utah Christmas Club?

The customer support email for Members First Credit Union Utah Christmas Club is webmaster@memfirstcu.com.