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  Members First Credit Union Utah Christmas Club

Members First Credit Union Utah Christmas Club

in Savings Accounts from Members First Credit Union - Utah · Member ncua

Unaffiliated

Members First Credit Union Utah Christmas Club

Unaffiliated

in Savings Accounts from Members First Credit Union - Utah · Member NCUSIF

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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) Up to 0.25%
APY Minimum Balance $5

Members First Credit Union Utah Christmas Club Review

Members First Credit Union Utah Christmas Club is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members First Credit Union Utah Christmas Club is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.25%.
  • Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union - Utah.
  • Hard credit pull. Members First Credit Union - Utah may require a hard pull on your credit report to open a checking account.
Members First Credit Union Utah Christmas Club Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Deposits are insured by the NCUA (up to $250K).
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • No ATM access to savings.
Members First Credit Union Utah Christmas Club FAQ

Are savings accounts from Members First Credit Union - Utah federally insured?

Yes, your Members First Credit Union - Utah savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Members First Credit Union - Utah offer a signup bonus?

Members First Credit Union Utah Christmas Club doesn't offer a signup bonus.

What is the minimum initial deposit for Members First Credit Union Utah Christmas Club?

Members First Credit Union Utah Christmas Club Minimums
Description
APY Minimum Balance $5

What APY does Members First Credit Union - Utah offer?

Members First Credit Union Utah Christmas Club offers an APY up to 0.25% (APY stands for annual percentage yield, rates may change).

What fees does Members First Credit Union Utah Christmas Club charge?

Members First Credit Union Utah Christmas Club does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Members First Credit Union Utah Christmas Club charges a $5 fee for an early account closure. Contact Members First Credit Union Utah Christmas Club for more details on what is considered an early closure.

What features and perks does Members First Credit Union Utah Christmas Club offer?

This savings account includes the following features:

  • Fraud monitoring - Members First Credit Union Utah Christmas Club monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Members First Credit Union Utah Christmas Club allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Members First Credit Union Utah Christmas Club?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   P.O. Box 657
    Brigham, UT 84302
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Members First Credit Union - Utah

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View all savings accounts offered by Members First Credit Union - Utah

Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

APY Minimum Balance $5
Early Account Closure $5
Returned Deposit Fee (Domestic) $25
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
Bank Account Features
  • Branch Access
  • NCUA Member
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) Up to 0.25%

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