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  Members First Credit Union Utah Regular Share

Members First Credit Union Utah Regular Share

in Savings Accounts from Members First Credit Union - Utah · ncua

Unaffiliated

Members First Credit Union Utah Regular Share

Unaffiliated

in Savings Accounts from Members First Credit Union - Utah · Insured by NCUA

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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) Up to 0.10%
APY Minimum Balance $25

Members First Credit Union Utah Regular Share Review

Members First Credit Union Utah Regular Share is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members First Credit Union Utah Regular Share is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Members First Credit Union Utah Regular Share has an annual percentage yield of up to 0.10%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $25.
  • Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union - Utah.
Members First savings account Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.
Members First savings account FAQ

Are savings accounts from Members First Credit Union - Utah federally insured?

Yes, your Members First Credit Union - Utah savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Members First Credit Union - Utah offer a signup bonus?

Members First savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Members First savings account?

The minimum deposit to open a Members First savings account is $25.
Members First Credit Union Utah Regular Share Minimums
Description
APY Minimum Balance $25
Minimum Opening Deposit Starting at $25

What APY does Members First Credit Union - Utah offer?

Members First savings account offers an APY up to 0.10% (APY stands for annual percentage yield, rates may change).

What fees does Members First savings account charge?

Members First savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Members First savings account charges a $5 fee for an early account closure. Contact Members First savings account for more details on what is considered an early closure.

What features and perks does Members First savings account offer?

This savings account includes the following features:

  • Fraud monitoring - Members First savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Members First savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Members First savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

APY Minimum Balance $25
Minimum Opening Deposit Starting at $25
Early Account Closure $5
Returned Deposit Fee (Domestic) $25
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
Account Features
  • Branch Access
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) Up to 0.10%

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