Advertiser Disclosure

The Main Street America Group Specialty Homeowners Insurance

in Specialty Homeowners Insurance from The Main Street America Group

Unaffiliated

The Main Street America Group Specialty Homeowners Insurance

Unaffiliated

in Specialty Homeowners Insurance from The Main Street America Group

Not enough votes for recommendation

Highlights
Financial Strength Rating	A

The Main Street America Group Specialty Homeowners Insurance Review

The Main Street America Group Specialty Homeowners Insurance is an insurance carrier based in Jacksonville, FL. The company was founded in 1923 and offers specialty homeowner insurance in 19 states in the USA.

The Main Street America Group Specialty Homeowners Insurance FAQ

What types of coverage does The Main Street America Group Specialty Homeowners Insurance offer?

The Main Street America Group has riders for the following types of home insurance coverage:

Does The Main Street America Group insure log homes?

No, The Main Street America Group does not have a log home rider as part of its specialty homeowners insurance policies.

Many insurance carriers will not cover log homes because of their location and the inherent dangers of an all-wooden structure.

Does The Main Street America Group insure older homes?

No, The Main Street America Group does not offer a specific rider for older homes. However, it may consider older homes on a case-by-case. So, it might be worth visiting their site and checking with an agent.

Not all home insurance companies will support older homes. That is because they often pose a higher risk than regular homes. For instance, they may have outdated plumbing and wiring, a storm-sensitive roof, or be made of rare materials.

Does The Main Street America Group cover seasonal or vacation homes?

The Main Street America Group does not offer a specific rider for seasonal or vacation homes.

Like any home, seasonal or vacation home needs insurance. But because the risks are different, the coverage might cost more than your primary homeowners insurance policy, and not all carriers offer it.

Does The Main Street America Group insure off the grid homes?

The Main Street America Group does not offer a specific rider for seasonal or vacation homes.

Living off the grid is becoming increasingly popular for homeowners, but not for insurance carriers. Properties that don't have heat or water and use wood fireplaces or coal stoves for cooking can be a challenge to insure.

What is the financial strength rating of The Main Street America Group Specialty Homeowners Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

The Main Street America Group Specialty Homeowners Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.