Skip to content
SuperMoney logo
SuperMoney logo
Specialty Homeowners Insurance
Advertiser Disclosure

Last Updated: 04/18/2025

State Farm Specialty Homeowners Insurance

in Specialty Homeowners Insurance from State Farm

Last Updated: 04/18/2025

State Farm Specialty Homeowners Insurance logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Compare All Specialty Homeowners Insurance

Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Financial Strength Rating

A+(Verified 04/18/2025)
Speech bubbles icon

State Farm Specialty Homeowners Insurance Review

State Farm Specialty Homeowners Insurance is an insurance carrier based in Bloomington, IL. The company was founded in 1922 and offers specialty homeowner insurance in 48 states (and Washington, DC).

State Farm Specialty Homeowners Insurance FAQ

What types of coverage does State Farm Specialty Homeowners Insurance offer?

State Farm has riders for the following types of home insurance coverage:

Does State Farm insure log homes?

No, State Farm does not have a log home rider as part of its specialty homeowners insurance policies.
Many insurance carriers will not cover log homes because of their location and the inherent dangers of an all-wooden structure.

Does State Farm insure older homes?

No, State Farm does not offer a specific rider for older homes. However, it may consider older homes on a case-by-case. So, it might be worth visiting their site and checking with an agent.
Not all home insurance companies will support older homes. That is because they often pose a higher risk than regular homes. For instance, they may have outdated plumbing and wiring, a storm-sensitive roof, or be made of rare materials.

Does State Farm cover seasonal or vacation homes?

State Farm does not offer a specific rider for seasonal or vacation homes.
Like any home, seasonal or vacation home needs insurance. But because the risks are different, the coverage might cost more than your primary homeowners insurance policy, and not all carriers offer it.

Does State Farm insure off the grid homes?

State Farm does not offer a specific rider for seasonal or vacation homes.
Living off the grid is becoming increasingly popular for homeowners, but not for insurance carriers. Properties that don't have heat or water and use wood fireplaces or coal stoves for cooking can be a challenge to insure.

What is the financial strength rating of State Farm Specialty Homeowners Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
State Farm Specialty Homeowners Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

One State Farm Plaza
Bloomington, IL 61701
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

Other Services by State Farm