|Financial Strength Rating||A+|
USAA Specialty Homeowners Insurance Review
USAA Specialty Homeowners Insurance is an insurance carrier based in San Antonio, TX. The company was founded in 1922 and offers specialty homeowner insurance in 49 states (and Washington, DC).
What types of coverage does USAA Specialty Homeowners Insurance offer?
USAA has riders for the following types of home insurance coverage:
Does USAA insure log homes?No, USAA does not have a log home rider as part of its specialty homeowners insurance policies.
Many insurance carriers will not cover log homes because of their location and the inherent dangers of an all-wooden structure.
Does USAA insure older homes?No, USAA does not offer a specific rider for older homes. However, it may consider older homes on a case-by-case. So, it might be worth visiting their site and checking with an agent.
Not all home insurance companies will support older homes. That is because they often pose a higher risk than regular homes. For instance, they may have outdated plumbing and wiring, a storm-sensitive roof, or be made of rare materials.
Does USAA cover seasonal or vacation homes?USAA does not offer a specific rider for seasonal or vacation homes.
Like any home, seasonal or vacation home needs insurance. But because the risks are different, the coverage might cost more than your primary homeowners insurance policy, and not all carriers offer it.
Does USAA insure off the grid homes?USAA does not offer a specific rider for seasonal or vacation homes.
Living off the grid is becoming increasingly popular for homeowners, but not for insurance carriers. Properties that don't have heat or water and use wood fireplaces or coal stoves for cooking can be a challenge to insure.
What is the financial strength rating of USAA Specialty Homeowners Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
USAA Specialty Homeowners Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.
Other Services by USAA
USAA Cashback Rewards Plus American Express®
USAA Rewards™ Visa Signature® Credit Card
USAA Rewards™ American Express® Card
USAA Rate Advantage Visa® Platinum Credit Card
USAA Military Affiliate Cards
USAA Preferred Cash Rewards Visa Signature® Credit Card
Veterans of Foreign Wars USAA Rewards™ Visa Signature® Card
The American Legion USAA Rewards™ Visa Signature® Card
USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia