Skip to content
SuperMoney logo
SuperMoney logo
Personal Loans
Personal Loans
1 more
Advertiser Disclosure

Last Updated: 07/11/2025

State Employees' Credit Union Share Secured Term Note

from State Employees Credit Union

Last Updated: 07/11/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
State Employees Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Personal Loans


Avant Loans logo

Avant Loans

Strongly recommended703 reviews
Visit Site

Community Recommended Products

View All
Avant Loans logo
Strongly recommended703 Reviews
Learn More
Upgrade Inc logo
Strongly recommended326 Reviews
Learn More
OppLoans Personal Loans logo
Strongly recommended314 Reviews
Learn More

Get Competing Personal Loan Offers


Compare personal loan offers from multiple vetted lenders.

Compare personal loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

APR (Fixed APR)

6.50%(Verified 06/21/2024)

Amount Range

N/A


Loan Term (Months)

Up to 6

Speech bubbles icon

State Employees' Credit Union Share Secured Term Note Review

State Employees' Credit Union Share Secured Term Note is offered by State Employees Credit Union, a credit union founded in 1937 and based in Raleigh, NC. State Employees' Credit Union Share Secured Term Note are available in 5 states.

Key Takeaways

  • APRs starting at 6.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for State Employees' Credit Union Share Secured Term Note are on the lower end of the spectrum.

State Employees' Credit Union Share Secured Term Note Pros & Cons

State Employees' Credit Union Share Secured Term Note FAQ

What interest rates and personal loan terms does State Employees' Credit Union Share Secured Term Note offer?

State Employees' Credit Union Share Secured Term Note has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does State Employees' Credit Union Share Secured Term Note offer?

State Employees' Credit Union Share Secured Term Note offers a fixed APR personal loan product of 6.50%.

What is the maximum loan term you can get with State Employees' Credit Union Share Secured Term Note?

State Employees' Credit Union Share Secured Term Note offers loans with terms of up to 6 months.

What fees does State Employees' Credit Union Share Secured Term Note charge?

Does State Employees' Credit Union Share Secured Term Note charge an origination fee?

State Employees' Credit Union Share Secured Term Note may charge a personal loan origination fee .

Does State Employees' Credit Union Share Secured Term Note charge a late fee?

State Employees' Credit Union Share Secured Term Note does not disclose whether it charges late payment fees.

Does State Employees' Credit Union Share Secured Term Note charge prepayment fees?

Yes, State Employees' Credit Union Share Secured Term Note may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.

What do you need to qualify for State Employees' Credit Union Share Secured Term Note?

State Employees' Credit Union Share Secured Term Note does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
State Employees' Credit Union Share Secured Term Note does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by State Employees' Credit Union Share Secured Term Note.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does State Employees Credit Union perform a hard credit pull?

Yes, State Employees' Credit Union Share Secured Term Note performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are State Employees' Credit Union Share Secured Term Note legit?

State Employees Credit Union was founded in 1937, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1000 Wade Ave
Raleigh, NC 27605
(888) 732-8562
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed

Other Services by State Employees Credit Union

CD Accounts

Be the first to rate


Checking Accounts

Rating not yet determined (3 Reviews)


Money Market Accounts

Be the first to rate


Savings Accounts

9 products

Rating not yet determined (2 Reviews)

Credit Cards

Be the first to rate

Auto Loans

2 products

Be the first to rate

Home Equity Lines of Credit

Be the first to rate


Home Mortgage Loans

7 products

Be the first to rate

Other Personal Loans from State Employees Credit Union

State Employees Credit Union logo
Rating not yet determined
1 review

APR

10.75%
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

N/A

Visit Site
State Employees Credit Union logo

APR

3.10% - 3.50%
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

Up to 48
State Employees Credit Union logo

APR

10.75% - 17.25%
Disclaimer popup with additional information

Amount Range

Up to $500

Loan Term (Months)

N/A

State Employees Credit Union logo

APR

11.75%
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

Up to 6
State Employees Credit Union logo

APR

7.50%
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

49 - 120

Community Recommended Products

View All
Avant Loans logo
Strongly recommended703 Reviews
Learn More
Upgrade Inc logo
Strongly recommended326 Reviews
Learn More
OppLoans Personal Loans logo
Strongly recommended314 Reviews
Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

State Employees' Credit Union Share Secured Term Note Community Reviews

Would you recommend State Employees' Credit Union Share Secured Term Note to your friends?

There are currently no reviews.

You might also like



Browse Personal Loans