Last Updated: 07/11/2025
State Employees' Credit Union Open-End Signature Loan
Unaffiliated
Last Updated: 07/11/2025
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Highlights
APR (Variable APR)
Amount Range
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State Employees' Credit Union Open-End Signature Loan Review
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for State Employees' Credit Union Open-End Signature Loan are on the higher end of the market.
State Employees' Credit Union Open-End Signature Loan Pros & Cons
| Pros | Cons |
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State Employees' Credit Union Open-End Signature Loan FAQ
What interest rates and personal loan terms does State Employees' Credit Union Open-End Signature Loan offer?
What interest rates does State Employees' Credit Union Open-End Signature Loan offer?
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 10.75% |
What fees does State Employees' Credit Union Open-End Signature Loan charge?
Does State Employees' Credit Union Open-End Signature Loan charge an origination fee?
Does State Employees' Credit Union Open-End Signature Loan charge a late fee?
Does State Employees' Credit Union Open-End Signature Loan charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | Yes |
| Late Payment Fee | No |
What do you need to qualify for State Employees' Credit Union Open-End Signature Loan?
State Employees' Credit Union Open-End Signature Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does State Employees' Credit Union Open-End Signature Loan report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does State Employees Credit Union perform a hard credit pull?
Are State Employees' Credit Union Open-End Signature Loan legit?
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SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
State Employees' Credit Union Open-End Signature Loan Community Reviews
Would you recommend State Employees' Credit Union Open-End Signature Loan to your friends?
Brandy I.
Nov 23, 2023
May or may not recommend
Showing 1 of 1 reviews
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