Last Updated: 04/18/2025
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Highlights
Fixed APR
4.99% - 6.74%
Variable APR
N/A
Amount Range
$1,500 - $45,000
RISLA Student Loans Review
RISLA Student Loans is offered by RISLA Inc, a nonbank financial services provider founded in 1981 and based in Warwick, RI. RISLA Student Loans are available in 50 states and Washington, DC.
RISLA Student Loans FAQ
What rates does RISLA Student Loans offer for in-school private student loan?
It offers a fixed APR that ranges from 4.99% up to 6.74% .
How much can you borrow from RISLA Student Loans?
Available loan amounts may vary by applicant but RISLA Student Loans has a minimum loan amount of $2K and offers loans up to $45K.
Does RISLA Student Loans charge an origination fee?
No, RISLA Student Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does RISLA Student Loans charge prepayment fees?
Yes, RISLA Student Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
What terms does RISLA Student Loans offer?
RISLA Student Loans provides repayment terms ranging from 10 to 15 years.
What type of borrowers will RISLA Student Loans consider?
RISLA Student Loans considers loans applications from:
What do you need to qualify for RISLA Student Loans?
Applicants with a credit score that ranges above 540 may be eligible for RISLA Student Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. RISLA Student Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by RISLA Student Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of citizenship or residence permit
Is RISLA Inc a legit company?
RISLA Inc was founded in 1981, it is a well-established company that has been in business for 45 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed