RISLA Student Loans
RISLA Student Loans
in Private Student Loans from RISLA Inc

RISLA Student Loans

in Private Student Loans from RISLA Inc
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Not enough votes for recommendation

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Loan Amount $1,500 - $45,000
Fixed APR 4.99% - 6.74%
Variable APR N/A

RISLA Student Loans Review

RISLA Student Loans is offered by RISLA Inc, a nonbank financial services provider founded in 1981 and based in Warwick, RI. RISLA Student Loans are available in 50 states (and Washington, DC).

RISLA Student Loans FAQ

What rates does RISLA Student Loans offer for in-school private student loan?

It offers a fixed APR that ranges from 4.99% up to 6.74%.

How much can you borrow from RISLA Student Loans?

Available loan amounts may vary by applicant but RISLA Student Loans has a minimum loan amount of 1.5K and offers loans up to 45K.

Does RISLA Student Loans charge an origination fee?

No, RISLA Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does RISLA Student Loans charge prepayment fees?

Yes, RISLA Student Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does RISLA Student Loans offer?

RISLA Student Loans provides repayment terms ranging from 10 to 15 years.

What type of borrowers will RISLA Student Loans consider?

RISLA Student Loans considers loans applications from:

  • undergraduate students
  • graduate students

What do you need to qualify for RISLA Student Loans?

Applicants with a credit score that ranges from 540 may be eligible for RISLA Student Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

RISLA Student Loans does not have or does not disclose a minimum annual income eligibility requirement. RISLA Student Loans only considers borrowers who are employed.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by RISLA Student Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of citizenship or residence permit

Is RISLA Inc a legit company?

RISLA Inc was founded in 1981, it is a well-established company that has been in business for 42 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

About RISLA Student Loans


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Origination Fee
Origination Fee ($) $0
Credit Score Range 540 -
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 18
Verification Documents Required
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
Loan Term 10 - 15 years
Fixed APR 4.99% - 6.74%
Loan Amount $1,500 - $45,000

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